Capital one approval email?

Anonymous · ‎09-10-2017

I apped for a cap one platinum about 10 or so days ago and got a voicemail to call them back for fraud purposes. So I did and they just ask me if I apped for it and I said yes. So then they said that they would continue with the app process and let me know. Today I get an email that my card shipped in the mail. So I guess approved? Lol. How do I know what my limit is?

pizza1 · ‎09-10-2017

Conrgrats on the approval OP! You can call CS, and tell them you got the approval email, but don't know your limit, can they tell you...

Anonymous · ‎09-10-2017

Ok I was able to find my limit online. How do I recon to get a larger limit? What do I say?

AverageJoesCredit · ‎09-10-2017

Congrats! What limit did they give?

DeeBee78 · ‎09-10-2017

@Anonymous wrote:
Ok I was able to find my limit online. How do I recon to get a larger limit? What do I say?

You cannot recon Capital One starting limits. The best thing you can do use use the card heavily and pay in full, multiple times per statement cycle. This will show them that your limit is too small, and your Credit Steps CLI (after your 5th on-time payment) can be a lot larger than the literature they give you states.

My mom went from $500 to $3,500 with credit steps, even though her paperwork said she would go to $750. She used the card heavily and paid it off every week.

Anonymous · ‎09-14-2017

They gave me a $300 limit. Hopefully I will see it grow! Thank y'all so much!

Manonfire · ‎09-14-2017

Give it time OP. There's seems to be no rhyme or reason with Capital One credit limit increases. I've managed to grow mine from a platinum $300 limit to a Quicksilver $5300 limit in just under 2 years. I just checked yesterday for an increase but they were only offering $500. I think I'll hold out and hope they offer more. Good luck.

@Anonymous wrote:
They gave me a $300 limit. Hopefully I will see it grow! Thank y'all so much!