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Capital one pre qualify...UPDATE - Approved

Auto Loans for ANY Credit Situation. Immediate Response.
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Senior Contributor

Re: Capital one pre qualify

Congratulations on your approval!
Message 11 of 18
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Established Contributor

Re: Capital one pre qualify

Congrats on your Cap 1 success!

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $10500 SL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $5000 SL - 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1500 SL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL - 5% general (6 mos)

Total CL - $68800

Cash Back and SUBs earned as of 1/4/20 - $2088.36

In the garden lettin’ ‘em grow!

CU Memberships


FICO 8 Scores as of 1/13/20
739 Experian, 743 TransUnion, 748 Equifax

Goal cards:
Message 12 of 18
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New Contributor

Re: Capital one pre qualify

Congratulations!! Welcome back! Smiley Very Happy
Rebuild start: 5/15/19

Message 13 of 18
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Community Leader
Super Contributor

Re: Capital one pre qualify

@jlozano7   Congrats.  I started with a Platinum that is now a QS card.   Altho mine started secured and is "bucketed" as least i know it's possible to get a QS that way. 

 

I'm not sure if it's been mentioned or if the rule still applies, but you can only be approved one Cap1 card every 6 months or at least it used to be that way. 






Message 14 of 18
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Established Contributor

Re: Capital one pre qualify

Congratulations on your approval! 👍





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 15 of 18
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Frequent Contributor

Re: Capital one pre qualify...UPDATE - Approved

congratulations!




Starting score - May 2018

January 2020

AAoA - 10 months
Message 16 of 18
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Super Contributor

Re: Capital one pre qualify...UPDATE - Approved

Congrats!

Message 17 of 18
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Senior Contributor

Re: Capital one pre qualify...UPDATE - Approved

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 18 of 18
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