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CapitalOne Quicksilver CLI approved

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Anonymous
Not applicable

CapitalOne Quicksilver CLI approved

About a month ago, I was denied a CLI from CapitalOne Quicksilver. Came on here to the MyFico forums and got the good advice to keep on putting spend onto the card and paying it off and to try again. Well, I did try again today and got a $1,500 CLI!  I was on $6,800 and now I'm up to $8,300. Not quite the $10,000 I was looking for, but, a CLI is a CLI and it's always welcome! 

Message 1 of 10
9 REPLIES 9
FireMedic1
Community Leader
Mega Contributor

Re: CapitalOne Quicksilver CLI approved

Thats how you work it. Congrats!!!!!!!!!!!!


Message 2 of 10
Aim_High
Senior Contributor

Re: CapitalOne Quicksilver CLI approved

Good Job! Smiley Happy

 

Capital One takes patience.

You need to be using the card regularly for at least three months before applying.

You need to pay your bill on time or early.

You should expect only one CLI once every six months.

You won't get to talk to anyone; it's all automated.

The CLI's are usually pretty small, so a $1,500 increase from that starting point is typical.

Mark your calendar and keep hitting it exactly at the six-month point! 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 3 of 10
Anonymous
Not applicable

Re: CapitalOne Quicksilver CLI approved

Congrats! It's difficult to get Cap1 to open up their pockets. Glad the persistence paid off.

Message 4 of 10
M_Smart007
Legendary Contributor

Re: CapitalOne Quicksilver CLI approved

 

Congratulations!

 

Message 5 of 10
JR_TX
Valued Contributor

Re: CapitalOne Quicksilver CLI approved

Congrats!

Yes Cap1 likes their cards to have calluses first before they open up to CLIs!

They even think my $1K a month spend is “Not enough Usage” to merit CLI!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 1 TU 1 | AAoA 7y7m | UTIL 1% - 3% | $300K+ Total Limits

Message 6 of 10
gjean78
Regular Contributor

Re: CapitalOne Quicksilver CLI approved

congratulations on your cli! 1500 is better than nothing.


Message 7 of 10
Anonymous
Not applicable

Re: CapitalOne Quicksilver CLI approved

Congrats on your Cap One QS increase!

Message 8 of 10
black_citi
Established Contributor

Re: CapitalOne Quicksilver CLI approved

Congrats!! And to think I was going to ask if I can go from my 5k limit to 10k on my QS in a few months. I guess I can hang that idea up.
Make More, Spend Less
Message 9 of 10
gjean78
Regular Contributor

Re: CapitalOne Quicksilver CLI approved


@black_citi wrote:
Congrats!! And to think I was going to ask if I can go from my 5k limit to 10k on my QS in a few months. I guess I can hang that idea up.

how u get approved for chase and amex with these low 600s score?



Message 10 of 10
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