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Gardening will pay off even with the secured cards. There are stories here showing they will both eventually become unsecured at some point either 6 or 12 months if you poke and prod them to do so. Both have excellent growth opportunities once they graduate. Just sit tight with your new additions and don't go overbaord. Time is the key once you have some decent cards and the limits allowed to grow instead of adding more accounts. Remember to read up on the 3X CLI for AMEX and give Discover some love while waiting on it to convert. Once it does you have a great addition that grows consistently.
Interesting to say the least..... WTH is the point other than reporting the line while building? Doesn't appear that they have an official stance though on converting or not from the T&C page or some quick searching. I thought when it hit a certain time / payment period it automatically would convert to a Platinum card at the same as secured limit. Seems like everyone else that does secured products converts....
If pigs decide to fly and they happen to unsecure a Cap One Secured Mastercard at any point, please let me know (and if they do mine next month when I go in to close mine (because I'll call to do it and see if I can get 'em to budge, hahaha) you guys can bet your buns I'll post a thread immediately).
Hahaha.
Congrats on completing Credit Steps!! It's nice to see things moving in the right direction.