CapitalOne Venture card approved with $15K credit limit

[jonsnow3130]

Approved for CapitalOne venture with $15K credit limit. I am planning to pay my Rent and everyhting with this card. Any suggestions to make most out of it?

[gdale6]

Great approval, enjoy it

[Anonymous]

Congrats! Very nice SL.

Many here will say the Venture is essentially a 2% card with restrictions (redeemed for Travel Redemption). I personally think it is better than a straight 2% cash back card, or it was for me.

With the new added transfer partners, I believe you can get 1.5 cpp on some transfers, though I never had the opportunity to try this when I had mine. The TSA Pre check it comes with is an $85 value which just about eats the annual fee alone. And if you use Hotels.com ever the 10x point per dollar value is absolutely incredible (note, not sure if this benefit is getting renewed next year). It's my belief this card exceeds your average 2% cash back card for the right kind of traveler, and you don't really need to be a globe trotter either. If you can use the TSA pre-check and use Hotels.com a few times you'll make out ahead. Even if you do not use such things, the high SL this card comes with is a nice bonus over a 2% cash back card. Plus, the AF being waived the first year gives you time to see if you'll really maximize the benefits.

It's good to know you plan to use this card for most everything. I firmly believe that is the best way to get value out of the Venture. The Quicksilver in my profile started out as a Venture and just got switched recently. It worked as a nice 2% card for me, and because my local transit here in Boston codes as travel, I was able to always redeem at full value, even if I didn't have travel coming up. I simply switched it to a QS because I'm moving over to MRs but still wanted to get ocassional use out of it.

[simplynoir]

Congrats on your approval

[HighAchiever]

Congratulations on your approval and that is a really nice SL!!!   

[M_Smart007]

Congrats!!

[nuohlac]

Congratulations on your approval and nice SL!!!

[Anonymous]

Very nice approval and SL!

[Anonymous]

Congrats on your Venture approval!!

[Shooting-For-800]

Don’t redeem your points until you have travel charges to apply them to for the 2%.

Apply towards oldest travel purchases first.

Dont forget to spend enough for your SUB.

I have been getting 0% offers on Venture lately also which is unusual for me.  I usually get them on QuickSilver and new on Savor.  If those matter for you, keep an eye out for them.