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Cardi's (Synchrony) approval

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Contributor

Cardi's (Synchrony) approval

Was dead set on gardening until November but I really needed a new couch. I prob won't have much use for the card after the fact but to my surprise they approved me for $6,000. My highest ever starting limit! They pulled EX which is at 719 right now. New accts: 2 in the last year both 8 months old. Utilization is at 7% there was 3 inquiries on EX all over 1 year old. Thought I would share some DPs for those new England folks who shop at Cardi's!

*Gardening until November 2020*


Current Fico



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16 REPLIES 16
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Moderator

Re: Cardi's (Synchrony) approval

Excellent, grats on your Cardi approval!!
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 17
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Contributor

Re: Cardi's (Synchrony) approval

Thanks! I really wanted my next approval to be a discover but that's ok. The deal was good and what better time for a new couch than when we are all home so much these days! 

*Gardening until November 2020*


Current Fico



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Frequent Contributor

Re: Cardi's (Synchrony) approval

@Doodlebug30 

Congrats on the nice SL and the comfy weekend ahead on your new couch! Well done!! Smiley LOL

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New Contributor

Re: Cardi's (Synchrony) approval

Congratulations on your new Cardi card!!  

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Super Contributor

Re: Cardi's (Synchrony) approval

Congratulations on your approval!
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Mega Contributor

Re: Cardi's (Synchrony) approval

Congrats! ..

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Valued Contributor

Re: Cardi's (Synchrony) approval

Congratulations on your Cardi's approval!



Current FICO 8:

Credit Age (EX/TU):

Inquiries:


Message 8 of 17
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Established Contributor

Re: Cardi's (Synchrony) approval

Congratulations on your approval!!







Message 9 of 17
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Valued Contributor

Re: Cardi's (Synchrony) approval

Congratulations on your Cardi's approval, @Doodlebug30 !

I had never heard of Cardi's so you taught me something today!  Lol

 

Store cards can be great when you need to make a major purchase.  I got a great deal on a roomful of new furniture a few years ago on a Bassett furniture card (by Wells Fargo.)  Yes, I later just closed the card but it was worth the hard pull and new account to get 0%!

 

Nice approval and enjoy your new couch!  Smiley Very Happy

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Ftse1.mm.bing.net%2Fth%3Fid%3DOIP.Btl2rMMigao5tMFK1TC0yAHaFN%26pid%3DApi&f=1



Updated 07/20/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (July 2020)
Total Open Credit Lines Over $521K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:8)
New Accounts: 3/6 months; 9/12 months; 12/24 months (as of 07/20/20)
Gardening until at least 04/2021.
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
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