I requested $4K, instant approval for $3K.
Pulled TU: FICO 08 628
Oldest account: 14.5 years
Newest: 1 month
Average: 5y 3m
Baddies: No collections. Multiple closed student loans with lates ranging 30/60/90/120, later transferred and recently paid off. 3 credit card charge-offs dated 2015 - 2017.
My highest credit line is $10K from Navy Federal. Requested $4K for dental work, Care Credit/Sync countered with $3K. Excited to finally be "in" with Synchrony and continuing to make progress on my rebuild!
Real nice work. It's a grower -- Congrats! 1985.
And thank you for the extensive DPs. I'm sure your post will encourage others to apply.