Showing results for 
Search instead for 
Did you mean: 

Care Credit Approval & CLI

Not applicable

Care Credit Approval & CLI

Long story short...long time lurker here, but first time posting...


My wife and I have been working very hard to improve our credit over the last couple years after lots of mistakes in our early 20’s. You know the usual; maxing out cards, late payments, etc...


Anyway, we have slowly been working our way back up. In March I applied for Care Credit, mostly because of the ease a lot of the people on these forums had. Boom approved for $1,000! I was pretty excited as I had no chance of getting a new card for quite sometime. Fast forward to about 3 weeks ago. Dog has to go to the vet. Funds were a bit tight at that moment. We put it on Care Credit and paid it off as soon as it was posted to our account. Last week I was again reading through the forums and thought I would try my luck at the CLI button. I had no hope whatsoever but thought “What the heck, couldn’t hurt”. I put in for a $10,000 line (again just for giggles) and they came back with a CLI approval for $12,000! Holy crap didn’t see that one coming!


And on a related note just yesterday my wife’s Chase Amazon Rewards card was bumped from a $500 line to a $2,000 line! And we didn’t even do anything, they just didn’t!


It’s just so exciting to see our hard work paying off! 

Message 1 of 5
Senior Contributor

Re: Care Credit Approval & CLI

YOU and DW...

awesome congratulations GIF by Slanted Studios

From 1 Rebuilder to another Rebuilder, CONGRATS @ywrr19 and DW on the CareCredit approval/CLI, the Chase Amazon Rewards auto CLI, and Welcome to the FORUMS!!! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 2 of 5
Legendary Contributor

Re: Care Credit Approval & CLI

Welcome To myFICO Forums and

Message 3 of 5
Established Contributor

Re: Care Credit Approval & CLI

Another welcome to the forums from me as well and congratulations on your progress!!! The hardest part is patience...  Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge

Inquiries: Experian - 4 | Equifax - 3 | TransUnion - 3

Message 4 of 5
Moderator Emeritus

Re: Care Credit Approval & CLI

Grats to both of you Smiley Happy
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.