Care Credit Increases

[Anonymous]

So, I recently applied for a Care Credit account just because it seems like a practical card to have in the event it would be needed. I had burned synchrony in the past and was surprised to be accepted with a $1500 SL. Immediately after approval, I downloaded and registered on the app like I would set up any account to be tracked on my phone. Through the app I found the luv button and decided to see if they were holding anything back from me. I requested $8000 just as a high ball number. BOOM, instant $8100 increase to make it $9600 just minutes after approval. Knowing I might have requested less than my max potential - I wasn't done there.

I requested another increase to $15000 - another instant approval to make the total limit $12000. I was shocked.

This is a fantastic padding to my utilization and I'm excited to see the effect it takes on my scores!

[AverageJoesCredit]

Wow! Nice job. Sync likes to give more than requested on this account. Enjoy

[xaximus]

Congrats on the approval and CLIs! 1.5k to 12k!

[Marz2002]

YOU...

CONGRATULATIONS on your Approval and your MASSIVE SL!!!

[Vu]

Congrats on the massive CLI on a brand new account.  I get so jealous lol each time I see someone get the CLI with CareCredit.  I couldn't for the life of me get any CLI.

[AverageJoesCredit]

@Vu, im shocked Sync wont show luv at your 697 TU. Thats the bread and butter score

[Remedios]

Congrats on your increase 

[Vu]

@AverageJoesCredit

It has been 4 months since they updated their system to reflect my score.  Each time I request a CLI, they used the old score they pulled since November 2nd, 2018, and that score was 603 haha.

I asked Credit Solutions to pull a fresh score and they said no.  Called CS to see when they'll update their system so I don't waste my time asking for CLI and none can tell me when.  One manager said quarterly and obviously, she either lied or just throwing out a random number as it is currently more than 4 months.

[Anonymous]

Congrats on your massive CLI's!!!

[Anonymous]

Thank you to everyone. This is unprecedented in my financial history so it really defines a milestone in my building efforts.

Good news though, I've already had a chance to make use of the card. After an eye exam and 2 new pairs of glasses, my insurance covered everything except $88. It's a good feeling when that $88 equates to less than .8% utilization.