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CareCredit Approval and CLI

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Valued Contributor

CareCredit Approval and CLI

I applied for CareCredit card yesterday for the 24 month no interest financing for an upcoming Lasik procedure. I wasn't too confidence about an approval since I have a unpaid charge off with Synchrony Bank for Amazon store card from 2013. Pulled the trigger anyway. Was instantly approved for $3,000.  Today, I enrolled in the online account and asked for a CLI of $3,000 to double my SL. To my surprise, I was countered with $4,000 CLI for a total limit of $7,000. Wow, spechless! 

 

DPs:

$3,000 SL, $4,000 CLI 20 hours later = $7,000 

Pulled EX 642 FICO 8 (surprise me, I thought it would pull TU from reading the forum)

EX inquries: 3/24

New accounts: 5 in 2 months. Only 1 reported.

 






Message 1 of 18
17 REPLIES 17
Established Contributor

Re: CareCredit Approval and CLI

Congrats on approval and CLI!Smiley Very Happy




Message 2 of 18
Senior Contributor

Re: CareCredit Approval and CLI

Congrats on approval and nice CLI ..they grow very fast !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 18
Valued Contributor

Re: CareCredit Approval and CLI

Thanks! I read from the forum that it grew pretty fast, but I didn't expect it to grow in under 24 hours. I will take it. Smiley Happy They probably haven't even sent out the card yet. lol






Message 4 of 18
Valued Contributor

Re: CareCredit Approval and CLI


@Xiang182838 wrote:

Congrats on approval and CLI!Smiley Very Happy


Thank you! 






Message 5 of 18
Frequent Contributor

Re: CareCredit Approval and CLI

Congrats and thanks for the info. I applied for care credit got an approval, and asked for cli. I was under the impression that they would use the same pull to approve the card. I was denied, and got the letter stating they couldn't access my credit report. I just unlocked all my credit reports so we will see what happens.

Message 6 of 18
Established Contributor

Re: CareCredit Approval and CLI

Congratulations on your approval and CLI!

October 2019 Current Scores: Experian-670
TransUnion-680
Equifax-696
Goal for 2019: Scores of 675 all across the board.
Gardening until Spring 2020

Cap One (PCed to Quicksilver 7/20/18) $500
C1 Quicksilver One $1.6K
DiscoverIt Chrome $1.8K
Walmart Store Card $500
Ollo Rewards Card $800
Amazon Store Card $1K

Cards I Want: Paypal 2%, CareCredit, Capital One Savor

Total Utilization: 30%
No baddies
Inquiries to Date- 3


Message 7 of 18
Valued Contributor

Re: CareCredit Approval and CLI


@MartyWrite75 wrote:

Congratulations on your approval and CLI!


Thank you!






Message 8 of 18
Valued Contributor

Re: CareCredit Approval and CLI

Thank you. And good luck on your CLI. 






Message 9 of 18
Senior Contributor

Re: CareCredit Approval and CLI

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 10 of 18
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