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CareCredit Approval and CLI

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Anonymous
Not applicable

CareCredit Approval and CLI

I applied for CareCredit card yesterday for the 24 month no interest financing for an upcoming Lasik procedure. I wasn't too confidence about an approval since I have a unpaid charge off with Synchrony Bank for Amazon store card from 2013. Pulled the trigger anyway. Was instantly approved for $3,000.  Today, I enrolled in the online account and asked for a CLI of $3,000 to double my SL. To my surprise, I was countered with $4,000 CLI for a total limit of $7,000. Wow, spechless! 

 

DPs:

$3,000 SL, $4,000 CLI 20 hours later = $7,000 

Pulled EX 642 FICO 8 (surprise me, I thought it would pull TU from reading the forum)

EX inquries: 3/24

New accounts: 5 in 2 months. Only 1 reported.

 

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: CareCredit Approval and CLI

Congrats on approval and CLI!Smiley Very Happy

Message 2 of 18
Anonymous
Not applicable

Re: CareCredit Approval and CLI

Congrats on approval and nice CLI ..they grow very fast !!!

 

 

Message 3 of 18
Anonymous
Not applicable

Re: CareCredit Approval and CLI

Thanks! I read from the forum that it grew pretty fast, but I didn't expect it to grow in under 24 hours. I will take it. Smiley Happy They probably haven't even sent out the card yet. lol

Message 4 of 18
Anonymous
Not applicable

Re: CareCredit Approval and CLI


@Anonymous wrote:

Congrats on approval and CLI!Smiley Very Happy


Thank you! 

Message 5 of 18
delaney1
Established Contributor

Re: CareCredit Approval and CLI

Congrats and thanks for the info. I applied for care credit got an approval, and asked for cli. I was under the impression that they would use the same pull to approve the card. I was denied, and got the letter stating they couldn't access my credit report. I just unlocked all my credit reports so we will see what happens.

Message 6 of 18
MartyWrite75
Valued Contributor

Re: CareCredit Approval and CLI

Congratulations on your approval and CLI!

April 2024: Experian 769; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 7 of 18
Anonymous
Not applicable

Re: CareCredit Approval and CLI


@MartyWrite75 wrote:

Congratulations on your approval and CLI!


Thank you!

Message 8 of 18
Anonymous
Not applicable

Re: CareCredit Approval and CLI

Thank you. And good luck on your CLI. 

Message 9 of 18
19eighty5
Senior Contributor

Re: CareCredit Approval and CLI

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 18
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