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CareCredit Approval

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Established Contributor

CareCredit Approval

@peghede

Scroll right to the bottom for the data Smiley Tongue


I have one Synchrony account and wanted one more.

I was either going to go for Walmart or CareCredit.

I don't really shop at Walmart, so I know I'd use the CareCredit periodically, such as for a deep cleaning at the dentist, something my insurance won't cover.

So I know from reading here to aim high and thought because of my app spree the other day that I would be denied.

Put in $9k

Instantly approved for full $9k!

Smiley Surprised

This is now my highest CL, surpassing the $7k I got from Discover the other day.

I realize interest is horrible if not paid before the grace period ends.

I also realize I may have left $$ on the table, but I'm not pushing it now. $9k is more than enough, unless a super huge emergency comes up. I'll maybe do a CLI next year once I get UTI down and my scores above 700.

I suppose it's also a nice cushion for UTI (U.N.I.T.Y., U.N.I.T.Y. that's a unity!)

Sorry. Every time I see UTI I start singing that song Smiley Tongue

Data:
TU 691
Inquiries: 6
AAoA: 5.2
Income listed: $39,700
UTI: 40%
Message 1 of 8
7 REPLIES 7
Valued Contributor

Re: CareCredit Approval

Congrats

Message 2 of 8
Valued Contributor

Re: CareCredit Approval

Congrats on your approval, and it can still grow with you
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 3 of 8
Community Leader
Super Contributor

Re: CareCredit Approval

Way to go TotalSmiley Happy Definitly will help your overall utilization. Yikes i could only imagine a 9k deep cleaning lolSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 8
Frequent Contributor

Re: CareCredit Approval

Congratulations!

Everytime I see UTI I think urinary tract infection Smiley Sad


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694
Gardening since 9/7/17 Aiming for a mortgage October 2019
Message 5 of 8
Established Contributor

Re: CareCredit Approval

Thanks, guys!

@kberly69

LOL!

I guess CareCredits not big around here? Haha
Message 6 of 8
Frequent Contributor

Re: CareCredit Approval

Smiley Happy  


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694
Gardening since 9/7/17 Aiming for a mortgage October 2019
Message 7 of 8
Community Leader
Super Contributor

Re: CareCredit Approval

Especially when you mix in a UTI Smiley Sad


YikesSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 8
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