@peghede
Scroll right to the bottom for the data
I have one Synchrony account and wanted one more.
I was either going to go for Walmart or CareCredit.
I don't really shop at Walmart, so I know I'd use the CareCredit periodically, such as for a deep cleaning at the dentist, something my insurance won't cover.
So I know from reading here to aim high and thought because of my app spree the other day that I would be denied.
Put in $9k
Instantly approved for full $9k!
This is now my highest CL, surpassing the $7k I got from Discover the other day.
I realize interest is horrible if not paid before the grace period ends.
I also realize I may have left $$ on the table, but I'm not pushing it now. $9k is more than enough, unless a super huge emergency comes up. I'll maybe do a CLI next year once I get UTI down and my scores above 700.
I suppose it's also a nice cushion for UTI (U.N.I.T.Y., U.N.I.T.Y. that's a unity!)
Sorry. Every time I see UTI I start singing that song
Data:
TU 691
Inquiries: 6
AAoA: 5.2
Income listed: $39,700
UTI: 40%