CareCredit CLI Success!!

grillandwinemaster · ‎03-28-2017

So I applied and got approved for a CareCredit account back in Sept 2016 for $1,700
Six months later, today I went on Live Chat and requested a cli to $6,500.
They "countered" with $7,800!! Awesomeness!! I'm impressed with Care Credit, especially
since I have a "history" with Synch. So far so good.

I'm not sure if it was a SP or HP yet. I requested a SP, but he said he couldn't guarantee it-blah blah blah
TU scores are in my sig!

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

baller4life · ‎03-28-2017

Well you don't see that often lol. Congratulations. Care Credit is usually a hp.

CreditMagic7 · ‎03-28-2017

Congratulations on the good timing to make a nice gain for Care Credit!

Anonymous · ‎03-28-2017

care credit CLI usually end up with HP.

my DW requested CLI with frozen report but no luck.

just fyi

edit:

we talked with customer service rep and he confirmed that she can't get CLI with frozen report because they need to HP from TU.

nope not this time. we won't spend HP for CLI

grillandwinemaster · ‎03-28-2017

Thank you all for your thoughts! Greatly appreciated.

I'm not really concerned with additional inquires. I'm not planning on applying for anything in particular. So for a 6k CLI, I'll take a hard pull. 😀

Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017

Anonymous · ‎03-29-2017

Congratulations, grillandwinemaster! Very nice.

ohreally7654 · ‎03-29-2017

@grillandwinemaster wrote:
So I applied and got approved for a CareCredit account back in Sept 2016 for $1,700
Six months later, today I went on Live Chat and requested a cli to $6,500.
They "countered" with $7,800!! Awesomeness!! I'm impressed with Care Credit, especially
since I have a "history" with Synch. So far so good.

I'm not sure if it was a SP or HP yet. I requested a SP, but he said he couldn't guarantee it-blah blah blah
TU scores are in my sig!

Big congrats to you on your CLI success!!!! Care Credit is such a great account to have. Thanks to recent posters' experiences with SP CLI success, I attempted that, as well, as I need to use my Care Credit for some orthodontia work. I called a few days ago, requested $13K (line at the time was $8600); countered with $12K instead. Still no hardpull. I'm assuming at this point, if it hasn't shown up, that it was SP. Enjoy your increase!!

kidink1911 · ‎03-29-2017

Congratuations on your CLI!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500