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CareCredit CLI Success!!

grillandwinemaster
Valued Contributor

CareCredit CLI Success!!

So I applied and got approved for a CareCredit account back in Sept 2016 for $1,700
Six months later, today I went on Live Chat and requested a cli to $6,500.
They "countered" with $7,800!! Awesomeness!! I'm impressed with Care Credit, especially
since I have a "history" with Synch. So far so good.

I'm not sure if it was a SP or HP yet. I requested a SP, but he said he couldn't guarantee it-blah blah blah
TU scores are in my sig!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 1 of 8
7 REPLIES 7
baller4life
Super Contributor

Re: CareCredit CLI Success!!

Well you don't see that often lol. Congratulations. Care Credit is usually a hp.
Message 2 of 8
CreditMagic7
Super Contributor

Re: CareCredit CLI Success!!

Congratulations on the good timing to make a nice gain for Care Credit!

Message 3 of 8
lade1isi
Contributor

Re: CareCredit CLI Success!!

care credit CLI usually end up with HP.

my DW requested CLI with frozen report but no luck.

just fyi

 

edit:

we talked with customer service rep and he confirmed that she can't get CLI with frozen report because they need to HP from TU.

nope not this time. we won't spend HP for CLI

Message 4 of 8
grillandwinemaster
Valued Contributor

Re: CareCredit CLI Success!!

Thank you all for your thoughts! Greatly appreciated. 

I'm not really concerned with additional inquires. I'm not planning on applying for anything in particular. So for a 6k CLI, I'll take a hard pull. 😀


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 5 of 8
humuhumunukunukuapuaa
Senior Contributor

Re: CareCredit CLI Success!!

Congratulations, grillandwinemaster! Very nice. Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
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Message 6 of 8
ohreally7654
Established Contributor

Re: CareCredit CLI Success!!


@grillandwinemaster wrote:

So I applied and got approved for a CareCredit account back in Sept 2016 for $1,700
Six months later, today I went on Live Chat and requested a cli to $6,500.
They "countered" with $7,800!! Awesomeness!! I'm impressed with Care Credit, especially
since I have a "history" with Synch. So far so good.

I'm not sure if it was a SP or HP yet. I requested a SP, but he said he couldn't guarantee it-blah blah blah
TU scores are in my sig!


Big congrats to you on your CLI success!!!!  Care Credit is such a great account to have. Thanks to recent posters' experiences with SP CLI success, I attempted that, as well, as I need to use my Care Credit for some orthodontia work. I called a few days ago, requested $13K (line at the time was $8600); countered with $12K instead. Still no hardpull.  I'm assuming at this point, if it hasn't shown up, that it was SP.  Enjoy your increase!!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 7 of 8
kidink1911
Established Contributor

Re: CareCredit CLI Success!!

Congratuations on your CLI!!

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
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Goal Transunion Score: 775


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Message 8 of 8
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