cancel
Showing results for 
Search instead for 
Did you mean: 

CareCredit TU SP CLI 500 --> 6000

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Contributor

CareCredit TU SP CLI 500 --> 6000

Hi folks!

 

Just some data points to share.  CareCredit just upped me from $500 to $6,000 with a soft-pull from TransUnion.  I've been a cardholder since last October, when I began rebuilding. 

 

I'm now up to $25,300 in unsecured lines of credit, starting at ZERO dollars in October 2018.  Smiley Happy  Man, it's been awesome knowing that if my air conditioner blows or the car breaks down, I'll be able to sort things out and still be able to eat and pay rent.






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
22 REPLIES 22
Valued Contributor

Re: CareCredit TU SP CLI 500 --> 6000


@Kreditwuerdig wrote:

Hi folks!

  I've been a cardholder since last October, when I began rebuilding. 

Congrats OP, did you ever use the card?

Rebuild Oct. 2018: Scores High 500's
Current Scores: Mid 700's
"My Take Home Pay Don't Take Me Home"

[Synovus LOC 75k| Cap1 Savor| Disco-It| Lowes (AU)| UltamateMC| Good Sam VS]
Message 2 of 23
Contributor

Re: CareCredit TU SP CLI 500 --> 6000


@LauraC wrote:

@Kreditwuerdig wrote:

Hi folks!

  I've been a cardholder since last October, when I began rebuilding. 

Congrats OP, did you ever use the card?


Once in October, when my cat was having a urinary problem.  That was maybe $280.  Since then, I just put about $40/month on it for his prescription food, and pay it before the statement cuts.






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 3 of 23
Valued Contributor

Re: CareCredit TU SP CLI 500 --> 6000


@Kreditwuerdig wrote:

@LauraC wrote:

@Kreditwuerdig wrote:

Hi folks!

  I've been a cardholder since last October, when I began rebuilding. 

Congrats OP, did you ever use the card?


maybe $280.  Since then, I just put about $40/month


Sweet deal.  Can I ask, when you applied did you have to specify where you would be using the card?  Can you use it for yourself like at the dentist, your dog and any medical that accepts care credit?

Rebuild Oct. 2018: Scores High 500's
Current Scores: Mid 700's
"My Take Home Pay Don't Take Me Home"

[Synovus LOC 75k| Cap1 Savor| Disco-It| Lowes (AU)| UltamateMC| Good Sam VS]
Message 4 of 23
Contributor

Re: CareCredit TU SP CLI 500 --> 6000



Sweet deal.  Can I ask, when you applied did you have to specify where you would be using the card?  Can you use it for yourself like at the dentist, your dog and any medical that accepts care credit?


I think if you apply at the point of service, then it's more like an installment loan application that's attached to a specific provider.  Of course, that doesn't mean you can't use the card wherever you choose.  You use that line of credit anywhere it's accepted, which now also includes WalMart pharmacy.

 

If you do it online, then I believe you CAN specify where you'll get the work done, but you don't have to.  They do ask how much you expect the procedures to cost.






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 5 of 23
Valued Contributor

Re: CareCredit TU SP CLI 500 --> 6000


@Kreditwuerdig wrote:


 

 

If you do it online, then I believe you CAN specify where you'll get the work done, but you don't have to.  They do ask how much you expect the procedures to cost.


That's great news, I app'd for my son for dental, he got the card....now he has cancelled/postponed the appt. and I was thinking that was a waste of a hp and time.  He has a dog so he will be very glad to know he can use it afterall.  Thanks for your time and congrats again.

Rebuild Oct. 2018: Scores High 500's
Current Scores: Mid 700's
"My Take Home Pay Don't Take Me Home"

[Synovus LOC 75k| Cap1 Savor| Disco-It| Lowes (AU)| UltamateMC| Good Sam VS]
Message 6 of 23
Community Leader
Super Contributor

Re: CareCredit TU SP CLI 500 --> 6000

Congrats on your increase 

EX 753 EQ 769 TU 755
Message 7 of 23
Frequent Contributor

Re: CareCredit TU SP CLI 500 --> 6000

Now that's a nice increase!! Congrats!!
Message 8 of 23
Regular Contributor

Re: CareCredit TU SP CLI 500 --> 6000

Congrats on the massive increase! You're doing an incredible job on your rebuild so far, keep up the great progress 😊

Message 9 of 23
Community Leader
Valued Contributor

Re: CareCredit TU SP CLI 500 --> 6000

That’s quite a bump lol congrats!!

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 10 of 23