Hi Everyone!!! Hope all is well? Been quite busy and popped in to announce my approval. I miss myGarden CREW! 😉
I was sitting around going thru my “cash transactions” when I came across my “out-of-pocket” costs for my diabetes medication and supplies. A light bulb went off in my head(it flickers a lot! 🤣) and it occurred to me that CareCredit accepts these types of transactions “BLING” so, I wasn’t ready really to apply for anything but I figured it really could be a win win situation here...in the long and short run...
1. I was approved for $3,000 should have asked for more but wasn’t sure?-(my siggy score is why.)
2. I can naturally put all that “spend” on CareCredit...PIF...and work on CLI’s over time. They seem to grow enormously...and I could sure use the padding.
My daughter is constantly buying all kinds of facial creams and lotions and figured I can throw those items on the card instead of cash. Plus there are a ton of other things, as well. Anyways, not a big deal...just mainly wanted to give DP’s for other rebuilders to compare. Thanks for reading!!
DP:
$3000 SL
TU: 646
INQ: 6
Collections: 0 😉-Thanks MyFICO members👍
3 CO- 1 PAID CC/2 unpaid repos(4.5 yrs old)
UTL: 33%
AAYA: 3 mos
AAOA: 3 yrs 9 mos
$3,000 isn’t a lot(although my highest CL and SL thus far) and I’m sure with proper use it’ll grow.
I have the Walmart Store Card(at the time by SYNCB) but Cap1 will be handling it now and I’m afraid I won’t see much growth with it...so, I wanted to still be in the SYNCB family and so that is another small reason for the app-for potential growth. It still feels good and I don’t have any regrets for applying. NOW! If it was a denial I’d be regretting it!! 🤣🤣
I was sitting around going thru my “cash transactions” when I came across my “out-of-pocket” costs for my diabetes medication and supplies. A light bulb went off in my head(it flickers a lot! 🤣) and it occurred to me that CareCredit accepts these types of transactions “BLING” so, I wasn’t ready really to apply for anything but I figured it really could be a win win situation here...in the long and short run...
1. I was approved for $3,000 should have asked for more but wasn’t sure?-(my siggy score is why.)
2. I can naturally put all that “spend” on CareCredit...PIF...and work on CLI’s over time. They seem to grow enormously...and I could sure use the padding.
My daughter is constantly buying all kinds of facial creams and lotions and figured I can throw those items on the card instead of cash. Plus there are a ton of other things, as well. Anyways, not a big deal...just mainly wanted to give DP’s for other rebuilders to compare. Thanks for reading!!
DP:
$3000 SL
TU: 646
INQ: 6
Collections: 0 😉-Thanks MyFICO members👍
3 CO- 1 PAID CC/2 unpaid repos(4.5 yrs old)
UTL: 33%
AAYA: 3 mos
AAOA: 3 yrs 9 mos
$3,000 isn’t a lot(although my highest CL and SL thus far) and I’m sure with proper use it’ll grow.
I have the Walmart Store Card(at the time by SYNCB) but Cap1 will be handling it now and I’m afraid I won’t see much growth with it...so, I wanted to still be in the SYNCB family and so that is another small reason for the app-for potential growth. It still feels good and I don’t have any regrets for applying. NOW! If it was a denial I’d be regretting it!! 🤣🤣
>
AU
After your online account is fully set up, like in 48 hours, go on there and hit the luv button. You will probably get an increase.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
You think there’s a CHANCE?! Lol I mean with a TU 646 I thought I was lucky to get $3k! I’ve read plenty of successful CLI’s going that route though. I definitely will give it a shot for sure! Thanks for the advice!👍 Can’t hurt, right?! 😉
to add: had to reset everything in my siggy. It’s been awhile...I figured it out tho😉...Back in the Garden I go!!
to add: had to reset everything in my siggy. It’s been awhile...I figured it out tho😉...Back in the Garden I go!!
Thanks @M_Smart007 👍
Thanks @SEAlifer 👍
YOU...
CONGRATS @Brooklyn2018 on your CareCredit approval, thanks for the DPs, and Welcome to the CareCredit family!!!
Thanks @Marz2002 👍
