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Chances of being approved? Update: RBFCU Approved

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Contributor

Chances of being approved? Update: RBFCU Approved

My goal for this year was to get a credit card through my credit union RBFCU. They exclusively check TU for everything, a month ago I had 1 negative which was an old NFCU Credit Card and my score was 621. I managed to get that removed/deleted and my FICO score updated to 730 and I believe I gained a couple months more a week later.

 

I recently applied for Credit Cards and a new car loan in January and Febuary with my oldest credit being 1 year and 6 months old.

 

Discover IT Cash Back: January 2019

Captial One QS: February 2019

Car Loan: February 2019

Fingerhut: December 2018

 

Do I have high approval odds or am I too fresh for new credit?

 

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

Starting Score: 585
Current Score: 740
Goal Score: 800


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Message 1 of 10
9 REPLIES 9
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Moderator

Re: Chances of being approved?

Based on those recent approval activities, it sounds like you might be a bit newish for their taste CC-wise.  Since you're already a member, that might help toward future product prospects once your profile has been more established.

Message 2 of 10
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Contributor

Re: Chances of being approved?

Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.

Starting Score: 585
Current Score: 740
Goal Score: 800


Take the myFICO Fitness Challenge

Message 3 of 10
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Epic Contributor

Re: Chances of being approved? Update: RBFCU Approved

A Big

popcorn eating emoticon.gif

Message 4 of 10
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Valued Contributor

Re: Chances of being approved? Update: RBFCU Approved

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your RBFCU credit card Approval!!! 

 

Which RBFCU credit card did you apply for?

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 5 of 10
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Contributor

Re: Chances of being approved? Update: RBFCU Approved


@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your RBFCU credit card Approval!!! 

 

Which RBFCU credit card did you apply for?


Thanks all!

 

I went for the Cash Back Reward

Starting Score: 585
Current Score: 740
Goal Score: 800


Take the myFICO Fitness Challenge

Message 6 of 10
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Valued Contributor

Re: Chances of being approved? Update: RBFCU Approved


@Adreno wrote:

@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your RBFCU credit card Approval!!! 

 

Which RBFCU credit card did you apply for?


Thanks all!

 

I went for the Cash Back Reward


VERY NICE, !!!

 

That's one of my Goal cards for next year!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 7 of 10
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Community Leader
Mega Contributor

Re: Chances of being approved? Update: RBFCU Approved

Great limit enjoy your new cardSmiley Happy
Message 8 of 10
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New Contributor

Re: Chances of being approved?


@Adreno wrote:

Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.


Awesome job! Now that you exhausted your good luck join the garden club and hang out a while Smiley LOL





Message 9 of 10
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Frequent Contributor

Re: Chances of being approved?


@Adreno wrote:

Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.


Congrats! 😄

Message 10 of 10
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