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My goal for this year was to get a credit card through my credit union RBFCU. They exclusively check TU for everything, a month ago I had 1 negative which was an old NFCU Credit Card and my score was 621. I managed to get that removed/deleted and my FICO score updated to 730 and I believe I gained a couple months more a week later.
I recently applied for Credit Cards and a new car loan in January and Febuary with my oldest credit being 1 year and 6 months old.
Discover IT Cash Back: January 2019
Captial One QS: February 2019
Car Loan: February 2019
Fingerhut: December 2018
Do I have high approval odds or am I too fresh for new credit?
Mod note: I've updated your subject to reflect your approval; feel free to change/edit if you would like. --UB
Based on those recent approval activities, it sounds like you might be a bit newish for their taste CC-wise. Since you're already a member, that might help toward future product prospects once your profile has been more established.
Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.
A Big
YOU...
CONGRATS @Adreno on your RBFCU credit card Approval!!!
Which RBFCU credit card did you apply for?
@Anonymous wrote:
@Marz2002 wrote:YOU...
CONGRATS @Adreno on your RBFCU credit card Approval!!!
Which RBFCU credit card did you apply for?
Thanks all!
I went for the Cash Back Reward
VERY NICE, @Adreno!!!
That's one of my Goal cards for next year!
@Anonymous wrote:Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.
Awesome job! Now that you exhausted your good luck join the garden club and hang out a while
@Anonymous wrote:Update: I ended up jumping the gun and was approved for $5K! I don't plan on opening up anything new for awhile.
Congrats! 😄