Changed My Mind... Approved for Apple Card

[Anonymous]

I changed my mind. I initially did the soft pull check and was pre-approved for $6,500 at 17.99%. I decided to cancel, as I wasn't thrilled about the starting limit or the interest rate. Decided this afternoon that I did want the card, as I use Apple Pay a ton in the city. Applied, this time asked for my drivers license. Completed the necessary steps and accepted $7,500 at 17.99%.

[Jnbmom]

Congrats. This is the second instance where we see declining the first offer and then netting bigger offer the second time around.

Interesting😏

[Anonymous]

Yep. I was hoping for the lower interest rate, but I pay in full each month anyway. So no biggie.

 

[CreditInspired]

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@Jnbmom wrote:

Congrats. This is the second instance where we see declining the first offer and then netting bigger offer the second time around.

Interesting😏

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Yep jnbmom, I was getting ready to type the same thing. I'm actually happy to hear this is happening.

[Anonymous]

A bigger jump of about $10k would have been nicer, lol.

[M_Smart007]

[Anonymous]

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@M_Smart007 wrote:

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LOL! 

[Meanmchine]

Congrats on your new metal

[Anonymous]

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@Meanmchine wrote:

Congrats on your new metal

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Thanks @Meanmchine

[pinkandgrey]

Congrats! Just think: If you had accepted the first offer, you would have shorted yourself $1000. Indecision wins it all.