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Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Big-tings-a-gwaan
Valued Member

Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

19 months since my last CC application, I have near 500,000 membership rewards points that I unfortunately will not be using on any travel get away. So cash or rather investing is the next best thing, in my opinion that is. So I went for the Schwab platinum, even though I currently hold the vanilla platinum and I am a die hard, life long, Bell Atlantic, Verizon customer, so thats the reason I got the Synchrony card, with it promising to discount my current bill by $10 each month which is yet to be seen. We will see.

Amex makes me feel warm and fuzzy with the industry leading, soft pull. In stark contrast to Synchrony tapping my Transunion and to my surprise Experian credit files. A bit shocked but while researching and going through these forums, I saw where there were reports of trans union and Equifax being pulled in pursuit of the Verizon card. Nevertheless I just thought that was an oddity, an anomoly but it has proven not to be the case.

Both those bureaus my Fico 8 is 740 & 746. My over all utilization was 23%, had one discover card 32%. Starting limit was fair by Synchrony Standards $6,000. Cheers to my $7k going to my Schwab brokerage account in another few weeks.

Message 1 of 15
14 REPLIES 14
CreditAggie
Senior Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 2 of 15
Rebuild2019
Established Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations 🎊🎉🎈 on your approvals.

CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 15
Demented1
Established Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approval(s) @Big-tings-a-gwaan enjoy the cards!





Message 4 of 15
AllZero
Super Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!

Message 5 of 15
M_Smart007
Epic Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations!

Message 6 of 15
AZnotorious
New Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congrats on your two approvals! 

Message 7 of 15
mrcraft
Valued Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!!






Message 8 of 15
gdale6
Moderator

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Grats on the double hit Smiley Happy

Message 9 of 15
CreditMagic7
Super Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on both of those approvals!

Message 10 of 15
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