cancel
Showing results for 
Search instead for 
Did you mean: 

Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

tag
Anonymous
Not applicable

Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

19 months since my last CC application, I have near 500,000 membership rewards points that I unfortunately will not be using on any travel get away. So cash or rather investing is the next best thing, in my opinion that is. So I went for the Schwab platinum, even though I currently hold the vanilla platinum and I am a die hard, life long, Bell Atlantic, Verizon customer, so thats the reason I got the Synchrony card, with it promising to discount my current bill by $10 each month which is yet to be seen. We will see.

Amex makes me feel warm and fuzzy with the industry leading, soft pull. In stark contrast to Synchrony tapping my Transunion and to my surprise Experian credit files. A bit shocked but while researching and going through these forums, I saw where there were reports of trans union and Equifax being pulled in pursuit of the Verizon card. Nevertheless I just thought that was an oddity, an anomoly but it has proven not to be the case.

Both those bureaus my Fico 8 is 740 & 746. My over all utilization was 23%, had one discover card 32%. Starting limit was fair by Synchrony Standards $6,000. Cheers to my $7k going to my Schwab brokerage account in another few weeks.

Message 1 of 15
14 REPLIES 14
CreditAggie
Community Leader
Super Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 15
Rebuild2019
Valued Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations 🎊🎉🎈 on your approvals.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 3 of 15
Demented1
Established Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approval(s) @Anonymous enjoy the cards!




Message 4 of 15
AllZero
Mega Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!

Message 5 of 15
M_Smart007
Legendary Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations!

Message 6 of 15
Anonymous
Not applicable

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congrats on your two approvals! 

Message 7 of 15
mrcraft
Valued Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on your approvals!!



Message 8 of 15
gdale6
Moderator Emeritus

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Grats on the double hit Smiley Happy

Message 9 of 15
CreditMagic7
Mega Contributor

Re: Charles Schwab Platinum and Verizon Sig Visa approvals, minutes apart.

Congratulations on both of those approvals!

Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.