Chartway Federal Credit Union Signature Rewards Approval

[Anonymous]

$2,500, yep, womp womp.

Well, they still haven't pulled my credit...so this is a free $2,500 that I'll gladly take and maybe it can grow.

[Anonymous]

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@Anonymous wrote:

$2,500, yep, womp womp.

Well, they still haven't pulled my credit...so this is a free $2,500 that I'll gladly take and maybe it can grow.

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You haven't posted your Fico scores -- care to share? Any other DPs?

[Anonymous]

Outsiderdf, Mr. team member, why did you need two secured CCs on January 15, 2019 if you already have established credit?  And your new card has 10 times the limit of those secured cards and you're not happy with that?  Your history of posts is a little confusing.

[Anonymous]

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@Anonymous wrote:

Outsiderdf, Mr. team member, why did you need two secured CCs on January 15, 2019 if you already have established credit?  And your new card has 10 times the limit of those secured cards and you're not happy with that?  Your history of posts is a little confusing.

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Well I'm confused a lot. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

$2,500, yep, womp womp.

Well, they still haven't pulled my credit...so this is a free $2,500 that I'll gladly take and maybe it can grow.

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You haven't posted your Fico scores -- care to share? Any other DPs?

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Equifax is at 693 per my TIAA Bank account, Experian at 709 and Transunion at 710. All FICO 8's. Income 90K, as I mentioned in original post, many INQ 20+ across all three. I only have one missed payment, which was back in Jan 2016. Anything else?

[Anonymous]

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@Anonymous wrote:

Outsiderdf, Mr. team member, why did you need two secured CCs on January 15, 2019 if you already have established credit?  And your new card has 10 times the limit of those secured cards and you're not happy with that?  Your history of posts is a little confusing.

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Who says I needed them? My highest limit card is $15k.

[Anonymous]

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@Anonymous wrote:

Outsiderdf, Mr. team member, why did you need two secured CCs on January 15, 2019 if you already have established credit?  And your new card has 10 times the limit of those secured cards and you're not happy with that?  Your history of posts is a little confusing.

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Let's not get into this discussion. There are people that need to build credit and others that do it as a hobby. Figure out which one I am.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

$2,500, yep, womp womp.

Well, they still haven't pulled my credit...so this is a free $2,500 that I'll gladly take and maybe it can grow.

---

You haven't posted your Fico scores -- care to share? Any other DPs?

---

Equifax is at 693 per my TIAA Bank account, Experian at 709 and Transunion at 710. All FICO 8's. Income 90K, as I mentioned in original post, many INQ 20+ across all three. I only have one missed payment, which was back in Jan 2016. Anything else?

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Not for me. Thank you for the additional information. 

BTW, others when reseaching this CU will read this thread, perhaps years from now (especially with the limited info on this CU). If you are annoyed I am asking for more DPs, or feel unfairly pressured, I apologize. I've no interest in prying into your business. My only interest is to gather data that can be useful for myself, and others, when deciding whether to appy with this CU.

Frankly, when researching a place ( I read as many threads as possible, sometimes 2-3 years back) it is very frustrating to read post after post w/out data (or "scores in signature" which are now obsolete, or no long even listed). If my acquisition offer is ever accepted by the owners of MyFico and I become owner, I will annoint myself Forum King and ban those three words from the forum vernacular forever and ever. Other than that I expect I will be a benevolent despot. (Of course "power corrupts," so who knows).

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

$2,500, yep, womp womp.

Well, they still haven't pulled my credit...so this is a free $2,500 that I'll gladly take and maybe it can grow.

---

You haven't posted your Fico scores -- care to share? Any other DPs?

---

Equifax is at 693 per my TIAA Bank account, Experian at 709 and Transunion at 710. All FICO 8's. Income 90K, as I mentioned in original post, many INQ 20+ across all three. I only have one missed payment, which was back in Jan 2016. Anything else?

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Not for me. Thank you for the additional information. 

BTW, others when reseaching this CU will read this thread, perhaps years from now (especially with the limited info on this CU). If you are annoyed I am asking for more DPs, or feel unfairly pressured, I apologize. I've no interest in prying into your business. My only interest is to gather data that can be useful for myself, and others, when deciding whether to appy with this CU.

Frankly, when researching a place ( I read as many threads as possible, sometimes 2-3 years back) it is very frustrating to read post after post w/out data (or "scores in signature" which are now obsolete, or no long even listed). If my acquisition offer is ever accepted by the owners of MyFico and I become owner, I will annoint myself Forum King and ban those three words from the forum vernacular forever and ever. Other than that I expect I will be a benevolent despot. (Of course "power corrupts," so who knows).

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Whoever said I was annoyed? I asked anything else, because, well did you want anything else?

[Anonymous]

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@Anonymous wrote:

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Whoever said I was annoyed? I asked anything else, because, well did you want anything else?

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Just checking. I'm relieved to hear you are not.