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Chase 30 day message on CSP ** Approved

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Valued Member

Chase 30 day message on CSP ** Approved

Applied for a Chase Sapphire Preferred 8/11/18 and got a 30 day message

Called the automated number and it said I should hear in 2 weeks

 

Chase exposure

Checking account

Freedom 5k opened 7/16  $0 bal (instant approval)

Ritz Carlon 25k opened 4/17 $600 bal (Instant approval) 

currently at 4/24

Scores

fico 8

Experian 784, Equifax 723, Trans union 789

10% util

 

What are the chances of approval ?

Possible starting CL ?

How long should I wait before calling the recon line ?

 

 

 

 

Message 1 of 8
7 REPLIES 7
Established Contributor

Re: Chase 30 day message on CSP

What is your income?

Message 2 of 8
Valued Member

Re: Chase 30 day message on CSP

225K

Message 3 of 8
Valued Contributor

Re: Chase 30 day message on CSP

Call the backdoor number. It's most likely an identity verification issue. A few questions and perhaps a code texted to you should get you approved faster. No need to wait.
Message 4 of 8
Established Contributor

Re: Chase 30 day message on CSP


@Bronx_Kid wrote:

225K


I was worried that you might've reached 50% of your income in Chase CL considering you're already at 30K. That doesn't seem to be the case. As the poster above mentioned, call the back door number. You should have no problem getting approved. 

Message 5 of 8
Valued Member

Re: Chase 30 day message on CSP Update

So I called the backdoor number and was told my Equifax was locked and I would have to unlock it to proceed.

I was hoping they would have used the other 2 (less inquiries and higher scores) 

Called back in 15 mins, they did the verification stuff send a text to my phone etc.

Approved for $16.5k !!

I asked why only that amount

 

She dug deep in the history and told me about a chargeoff from 1998. So I said that's 20 years ago. I was then informed it was not on my credit report but its in my chase profile. I wonder if this is why I never got a CLI from my other chase cards

 

btw store cards don't count towards 5/24 if they did I would not have been approved

 

 

 

 

Message 6 of 8
Senior Contributor

Re: Chase 30 day message on CSP ** Approved

Congrats on your approval and monster SL !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 8
Established Contributor

Re: Chase 30 day message on CSP ** Approved

Congrats on the approval!Smiley Very Happy




Message 8 of 8
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