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Chase 5/24 - Update: Approved

jnoir17
Valued Member

Chase 5/24 - Update: Approved

If the last account that will take me down to 4/24 was listed as opened on July 1, 2017 on my credit report, would I be ok to app for a Chase card now or do I need to wait until August 1st?

Message 1 of 11
10 REPLIES 10
Remedios
Moderator

Re: Chase 5/24

Wait till August 1st. TU reports "true" date opened, do if they are pulled, you'd want to be one year plus a day past that date.
It's only 5 days away 🤷‍♀️
Undead Danny Trejo looks strangely like dead Danny Trejo, who looks exactly like alive Danny Trejo. Thanks, Netflix!
Message 2 of 11
patoot10
Frequent Contributor

Re: Chase 5/24

I've looked into this before and datapoints suggest that they go by month rather than calender day so technically if your 5th youngest account is going to turn 2 years on 5/15/2020, you are good to go on 5/1/2020 no matter what bureau they pull.

 

MyFico readers suggest waiting a full month to be on the safe side which is sound advice but sometimes you need to pull the trigger early so you can get your card before a trip or big spend that has a due date.




Message 3 of 11
TheAuthorizedUser
New Contributor

Re: Chase 5/24


@jnoir17 wrote:
If the last account that will take me down to 4/24 was listed as opened on July 1, 2017 on my credit report, would I be ok to app for a Chase card now or do I need to wait until August 1st?

I would always go with the option that ensures a smoother process when applying.. I would wait for August also check the prequal (Or for checkmarks if you already bank with Chase).





Garden Life: 4.01.20
Leaving Garden: 1.15.22
Updated: 4.15.20





Message 4 of 11
jnoir17
Valued Member

Re: Chase 5/24

You were right! I applied and was approved today!

Message 5 of 11
HighAchiever
Established Contributor

Re: Chase 5/24

Congratulations on the approval!!! What was your SL?  Smiley Happy
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 6 of 11
jnoir17
Valued Member

Re: Chase 5/24

$17,400!!
Message 7 of 11
M_Smart007
Epic Contributor

Re: Chase 5/24 - Update: Approved

Congrats on your new Chase! Nice SLSmiley Happy

Message 8 of 11
Cred4All
Valued Contributor

Re: Chase 5/24 - Update: Approved

Nice SL, congrats!


Message 9 of 11
AverageJoesCredit
Community Leader
Mega Contributor

Re: Chase 5/24 - Update: Approved

Congrats Smiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 10 of 11
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