Chase AARP despite 5/24

[SouthJamaica]

There seem to be divergent views on this forum as to whether Chase's AARP card is subject to the 5/24 rule.

Let me tell you: it isn't.

I just got approved for a 15k SL, and I am about as far over 5/24 as one person could possibly be.

[For data point purposes: my EX FICO 8 was 792, my inquiries were more than I can count, my number of new accounts in past 24 months was probably 15-20.Approval went like this: I first got "30 day" message, a few days later it went to "7-10" days, after about a week I got a letter from the fraud department seeking to ascertain that I was me, after I called the fraud department and satisfied them that I was me they told me I'd been approved with 15k limit.]

[CreditCuriosity]

Congrats..  As you found out it isnt part of the 5/24 rule.

[SouthJamaica]

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@CreditCuriousity wrote:

Congrats..  As you found out it isnt part of the 5/24 rule.

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Thanks CC

[CreditMagic7]

Nice one SJ.

Thanks for sharing  about the exclusion part for members who might now know that too.

This is one of the Chase cards I been looking to bring home for awhile and actually could anytime but am waiting to cross a new AAOA threshold first which looks to be in 2017 now.

With a new found patience I decided to wait.

[Anonymous]

Thanks for the info SouthJamaica and congrats on the new card and the nice SL!!

Happy Thanksgiving!  

Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!

[SouthJamaica]

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@CreditMagic7 wrote:

Nice one SJ.

Thanks for sharing  about the exclusion part for members who might now know that too.

This is one of the Chase cards I been looking to bring home for awhile and actually could anytime but am waiting to cross a new AAOA threshold first which looks to be in 2017 now.

With a new found patience I decided to wait.

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Wow I'm impressed with that self discipline. Wish I had some of that

I too should be restraining my impulses, but I'm not much good at that.

[Anonymous]

Congrats! I was one that posted that it was subject to 5/24 due to being told that by an unhelpful recon line agent. Luckily I got my Fairmont card approved after 4 recon attempts. Glad to hear that this card is in fact not included!

[SouthJamaica]

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@Anonymous wrote:

Thanks for the info SouthJamaica and congrats on the new card and the nice SL!!

Happy Thanksgiving!  

Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!

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Thanks Wade.

And Happy Thanksgiving to you and yours.

[happypill]

Congrats on the approval and thanks for sharing the data on it's 5/24 status.

[Anonymous]

Congrats! Why did you go for the AARP card?