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There seem to be divergent views on this forum as to whether Chase's AARP card is subject to the 5/24 rule.
Let me tell you: it isn't.
I just got approved for a 15k SL, and I am about as far over 5/24 as one person could possibly be.
[For data point purposes: my EX FICO 8 was 792, my inquiries were more than I can count, my number of new accounts in past 24 months was probably 15-20.Approval went like this: I first got "30 day" message, a few days later it went to "7-10" days, after about a week I got a letter from the fraud department seeking to ascertain that I was me, after I called the fraud department and satisfied them that I was me they told me I'd been approved with 15k limit.]
Congrats.. As you found out it isnt part of the 5/24 rule.
@CreditCuriousity wrote:Congrats.. As you found out it isnt part of the 5/24 rule.
Thanks CC
Nice one SJ.
Thanks for sharing about the exclusion part for members who might now know that too.
This is one of the Chase cards I been looking to bring home for awhile and actually could anytime but am waiting to cross a new AAOA threshold first which looks to be in 2017 now.
With a new found patience I decided to wait.
Thanks for the info SouthJamaica and congrats on the new card and the nice SL!!
Happy Thanksgiving!
Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!
@CreditMagic7 wrote:Nice one SJ.
Thanks for sharing about the exclusion part for members who might now know that too.
This is one of the Chase cards I been looking to bring home for awhile and actually could anytime but am waiting to cross a new AAOA threshold first which looks to be in 2017 now.
With a new found patience I decided to wait.
Wow I'm impressed with that self discipline. Wish I had some of that
I too should be restraining my impulses, but I'm not much good at that.
Congrats! I was one that posted that it was subject to 5/24 due to being told that by an unhelpful recon line agent. Luckily I got my Fairmont card approved after 4 recon attempts. Glad to hear that this card is in fact not included!
@Anonymous wrote:Thanks for the info SouthJamaica and congrats on the new card and the nice SL!!
Happy Thanksgiving!
Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!
Thanks Wade.
And Happy Thanksgiving to you and yours.
Congrats on the approval and thanks for sharing the data on it's 5/24 status.