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Just pulled the trigger on AARP didn't get instant approval but as most apps just be hung up in verification called spoke with a friendly rep asked a few questions approved for 8K limit a little lower than i was hoping for called back to customer service asked them to expedite the card sure 2-3 day UPS. Data points at app EX fico 08 755 with this made 50 inqs on EX Util 7%.
Thanks GIJane.