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Chase Amazon Prime Auto CLI

DommieD
Regular Contributor

Chase Amazon Prime Auto CLI

Hi All,

 

Just reporting in on my Chase Amazon Prime card in case it's helpful to anyone. I use the card as my weekend card and pay in full every month. I put about $800-$1000 spend on it every month. Got a surprise auto credit limit increase yesterday--the second one for this account. I've had the card since October 2018 with a starting limit of $2500. The first auto-cli was at the year mark in September 2019 with a new limit of $4500. In this second auto increase they raised my limit to $9900 (odd number, why not $10k???). My current Fico9 Experian score (1/2/21) is 722, but my scores on Credit Karma shot up over 70 points over the last two weeks due to some reduction in debt, including a $0 balance reporting on my Wells Fargo card (last balance $296) and a $0 balance reporting for my Crate & Barrel card (last balance $1043). In addition to these payoffs, I reduced my student loan by $101 and shaved off $379 for my mortgage--all reporting this week. Don't know if that had anything to do with it, but I'm very glad to see the increase in my utilization. Also to note, over the summer, supposedly due to Covid, they reduced my cash advance limit to $225. I don't use the cash advance feature, but still felt a way about it and made a little bit of a stink with a customer service rep when I noticed. Despite the cli, the cash advance still remains at $225. 

Current Fico:
As of April 2018:


Message 1 of 19
18 REPLIES 18
AllZero
Super Contributor

Re: Chase Amazon Prime Auto CLI

Congratulations on your PCLI!

Message 2 of 19
Credit4Growth
Valued Contributor

Re: Chase Amazon Prime Auto CLI

Congratulations on the debt reduction and a huge congratulations on 2 allusive Auto CLI with Chase!

 

IMG-20200522-WA.jpg

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 3 of 19
CreditAggie
Senior Contributor

Re: Chase Amazon Prime Auto CLI

Congratulations on your Amazon Prime auto-CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 19
M_Smart007
Epic Contributor

Re: Chase Amazon Prime Auto CLI

Congratulations!

Message 5 of 19
ChargedUp
Valued Contributor

Re: Chase Amazon Prime Auto CLI

Congrats! Chase PCLI's *do* happen here and there... Chase likes heavy spend and PIF.

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 6 of 19
BrutalBodyShots
Super Contributor

Re: Chase Amazon Prime Auto CLI

Congrats on the CLI!

 

Did your spend happen to increase in December / for the holidays?  I wonder if that may have helped trigger your CLI.

Message 7 of 19
UH_HUH
Valued Contributor

Re: Chase Amazon Prime Auto CLI


@DommieD wrote:

Hi All,

 

Just reporting in on my Chase Amazon Prime card in case it's helpful to anyone. I use the card as my weekend card and pay in full every month. I put about $800-$1000 spend on it every month. Got a surprise auto credit limit increase yesterday--the second one for this account. I've had the card since October 2018 with a starting limit of $2500. The first auto-cli was at the year mark in September 2019 with a new limit of $4500. In this second auto increase they raised my limit to $9900 (odd number, why not $10k???). My current Fico9 Experian score (1/2/21) is 722, but my scores on Credit Karma shot up over 70 points over the last two weeks due to some reduction in debt, including a $0 balance reporting on my Wells Fargo card (last balance $296) and a $0 balance reporting for my Crate & Barrel card (last balance $1043). In addition to these payoffs, I reduced my student loan by $101 and shaved off $379 for my mortgage--all reporting this week. Don't know if that had anything to do with it, but I'm very glad to see the increase in my utilization. Also to note, over the summer, supposedly due to Covid, they reduced my cash advance limit to $225. I don't use the cash advance feature, but still felt a way about it and made a little bit of a stink with a customer service rep when I noticed. Despite the cli, the cash advance still remains at $225. 


Congratulations on your autio CLI with

Chase @DommieD 

and all the other good news.

By far my most used card.

DD just orders what she wants on Amazon,

and I...well I pay the bill LOL!!!

Thanks for posting,

Cheers

Message 8 of 19
DommieD
Regular Contributor

Re: Chase Amazon Prime Auto CLI

Thanks! And actually, no on the question of higher spend. I was careful to keep spend under $900 last month, so lower than months prior. 


@BrutalBodyShots wrote:

Congrats on the CLI!

 

Did your spend happen to increase in December / for the holidays?  I wonder if that may have helped trigger your CLI.


 

Current Fico:
As of April 2018:


Message 9 of 19
Drwaz99
Established Contributor

Re: Chase Amazon Prime Auto CLI

Heck yeah! Congrats!

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 20k
American Express Amazon Business Prime 14k
Barclays Aviator Business 5k
Citi AAdvantage Executive Card 14.1K
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k

Fico 8s as of 06/10/2021:




Message 10 of 19
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