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I just applied for the Amazon Prime Visa. I have 799+ credit scores on all bureaus. My 799 is a FICO 8. 1 Inquiry early January 2018 (Citi DoubleCash which was approved) and 1 inquiry in March of 2016. No negatives. Credit Card use below 10%. I now have 4 credit cards to my name. Maybe I keep getting 30 day messages because my credit history is older than I am due to parents adding me as an authorized user on their card(s) which were opened before I was born and those cards are still active. My personally opened oldest card (that is still open) is about 6 years old with perfect payment history.
With Cash+ getting rid of bookstore (just found out today) I realized I need the Prime card so rather than think about it for weeks just to do it anyways I just went ahead and applied. 30 day notice.
- I called the back door # who forwarded me to identity verfication then identity verification said I would get a letter in 1 to 2 weeks regarding my application.
-I re-called back the back door number since my identification process was now taken care of. The lady at the backdoor number said the same thing
I was not instantly approved for Citi either (I had to verify income & identity). My phone call with Citi went basically the exact same way.
Will my one recent inquiry hurt me?
Thoughts?
Got a phone call today to verify identitiy then process my credit card app for the Prime Rewards Visa Signature. I was congratulated on my $8500 Starting Limit via telephone. Then my email from Amazon Congratulated me on my $5000 starting limit.
I called the Chase backdoor # to confirm my starting limit and it is $8500.
Kind of weird that happened.
Not really because some folks have gotten a higher approval than their initial email.... after processing... and that sounds about right for the amount.
Congrats..
Kinda wish I got that on the AZPCV =)
-J
wrote:Got a phone call today to verify identitiy then process my credit card app for the Prime Rewards Visa Signature. I was congratulated on my $8500 Starting Limit via telephone. Then my email from Amazon Congratulated me on my $5000 starting limit.
I called the Chase backdoor # to confirm my starting limit and it is $8500.
Kind of weird that happened.
Tell them to combine the two for the confusion! 😎😝😎😝 13,500 boi!
The approval notices via Amazon always are $5k. Mine was too but via Chase it was $6500. The number Chase gave you will be correct. I think it's just a Amazon glitch. Don't worry about it...it's pretty much a known glitch.