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So I was gonna make a big purchase on Amazon last week and the $70 gift card lured me in. Pulled the trigger on 4/12/2018 and there popped the 30-day message. Called in a CSR and was told they needed to verify my SSN and gave me the fax/mail option. I chose the fax option and sent the ssn on 4/13. Called in today to see if there is any update - the CSR kept me on hold for a couple of minutes and came back with an approval with a SL of $8200. Got an email immediately which says that the $70 gift card is loaded to my account and that my initial limit before I activate the card is $5k. Also read the cardholder agreement which lists my APR at 20.49%
Here is the timeline of events
4/12 - Apped and got the 30-day message. Called in and was asked to send the proof of my SSN for verification
4/13 - Faxed in my SSN
4/16 - Called in to check and was approved for $8.2k
Hope this helps. I'm excited about the card
Some data points
Scores in sig are current
AAoA - 15 months
Age of oldest account - 26 months
Util - 3%
EDIT: Pulled both TU and EX in Michigan
Congrats , im also 30 day message thru Chase
@Anonymous wrote:Congrats , im also 30 day message thru Chase
Thanks!
@Anonymous wrote:
Congrats!!! Is this card part of the 5/24 rule?
Thanks!
I don't think this is part of 5/24 rule, atleast going by the threads in this forum. I was at 4/24 when I applied however.