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Chase Amazon Prime Visa - Approved after 30 day message

goblue15
New Contributor

Chase Amazon Prime Visa - Approved after 30 day message

So I was gonna make a big purchase on Amazon last week and the $70 gift card lured me in. Pulled the trigger on 4/12/2018 and there popped the 30-day message. Called in a CSR and was told they needed to verify my SSN and gave me the fax/mail option. I chose the fax option and sent the ssn on 4/13. Called in today to see if there is any update - the CSR kept me on hold for a couple of minutes and came back with an approval with a SL of $8200. Got an email immediately which says that the $70 gift card is loaded to my account and that my initial limit before I activate the card is $5k. Also read the cardholder agreement which lists my APR at 20.49%

 

Here is the timeline of events

 

4/12 - Apped and got the 30-day message. Called in and was asked to send the proof of my SSN for verification

4/13 - Faxed in my SSN

4/16 - Called in to check and was approved for $8.2k

 

Hope this helps. I'm excited about the card Smiley Happy

 

Some data points

Scores in sig are current

AAoA - 15 months

Age of oldest account - 26 months

Util - 3%

 

EDIT: Pulled both TU and EX in Michigan

Starting Scores (Feb 2016) TU: 667
Current Scores: EX: 770 TU: 772

UMCU Visa Platinum Cashback: $12k | Discover IT: $22.9k | Macy's AMEX : $25k | Delta Amex Gold Skymiles: $39k | Barclays Uber Visa: $10k | Chase Amazon Prime Visa: $8.2k | Chase Freedom: $8.3k
Message 1 of 5
4 REPLIES 4
VoltronM
Senior Contributor

Re: Chase Amazon Prime Visa - Approved after 30 day message

Congrats , im also 30 day message thru Chase

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 5
c00mtg
Valued Contributor

Re: Chase Amazon Prime Visa - Approved after 30 day message

Congrats!!! Is this card part of the 5/24 rule?



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 3 of 5
goblue15
New Contributor

Re: Chase Amazon Prime Visa - Approved after 30 day message


@VoltronM wrote:

Congrats , im also 30 day message thru Chase


Thanks!

Starting Scores (Feb 2016) TU: 667
Current Scores: EX: 770 TU: 772

UMCU Visa Platinum Cashback: $12k | Discover IT: $22.9k | Macy's AMEX : $25k | Delta Amex Gold Skymiles: $39k | Barclays Uber Visa: $10k | Chase Amazon Prime Visa: $8.2k | Chase Freedom: $8.3k
Message 4 of 5
goblue15
New Contributor

Re: Chase Amazon Prime Visa - Approved after 30 day message


@c00mtg wrote:
Congrats!!! Is this card part of the 5/24 rule?

Thanks!

I don't think this is part of 5/24 rule, atleast going by the threads in this forum. I was at 4/24 when I applied however.

 

Starting Scores (Feb 2016) TU: 667
Current Scores: EX: 770 TU: 772

UMCU Visa Platinum Cashback: $12k | Discover IT: $22.9k | Macy's AMEX : $25k | Delta Amex Gold Skymiles: $39k | Barclays Uber Visa: $10k | Chase Amazon Prime Visa: $8.2k | Chase Freedom: $8.3k
Message 5 of 5
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