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Received an email last night from Amazon (before the notification from Chase) that I received approval for the Prime Visa. Here are the details (a continuation of this thread where I opined about the application)
- Experian and Equifax were pulled. FICO 8 was 712 with 1 INQ and 721 with 1 INQ, respectively.
- Received a SL of $8,300 (the Amazon email said $5,000) at an APR of 14.24%, what I think is the lowest APR for this card. (This is a first for me, in my history of credit products!)
- I've had 3 30-days over the last 7 years, the freshest was over a year ago. and the other two are on a closed/paid auto loan.
- Util is something like 2% across all revolving.
- If my numbers are correct, I was 3/24–two of which were business cards with PGs.
- This takes my total exposure with Chase to $41,400.
My next step is to shuffle some CLI around. I have a Slate with 11,800 that I'll never use since the interest-free period is long over.
This'll just about make up for losing $14,000 in Wayfair CL 😂 (I was not worthy of a transition).
Edit: here's a screenshot:
This is also my HP for a while as I am forcing gardening to keep things quiet in the 6 months up to mortgage time.
Congratulations on a VERY nice
approval from Chase!!!
This right here is my favorite card :-)
I am sure you will enjoy it!!!
Great SL BTW,
Enjoy,
Cheers
Congrats!
Congrats!
Grats on the prime visa
Congratulations on your approval and nice APR.
Congratulations on your Chase Prime Approval..
congrats on your approval with chase amazon!
that's a good sl too!