Well, I creeped out of the garden to give it a shot....to my surprise I was approved for a CL of $3,000!!! My Highest CL on a prime card yet!!! Yes!!
I did some research on this card on here before applying and seems like a pretty decent card. Anyone with experience with this card?
Back to the garden I go!
I love this card. They do give good BT offers too! Ive got an offer that expires on 10/31 to transfer my balance with a 1% BT fee and no interest for 12 months.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Both my sisters have it and they both love it.
I don't think either has cashed in their rewards points yet so no info on how those work, but it is a nice lookin card 
Points are easy to redeem. 5000 points gives you a $50 cash equivalent. Or you can use points to pay for stuff on amazon with no minimum point balance for doing so. You can also redeem for airline tickets if you were so inclined. Ive redeemed about $158 in rewards so far. Not bad...
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
CONGRATS!!!
THATS AWESOME!!! CONGRATS!!
Thanks so much everyone! I'm so happy about this approval!!!
And darn! I did see the option to select the "Black" card, but was so nervous about getting approved, I didn't change it so I am getting the blue one. lol!!
@TeeandDee wrote:Well, I creeped out of the garden to give it a shot....to my surprise I was approved for a CL of $3,000!!! My Highest CL on a prime card yet!!! Yes!!
I did some research on this card on here before applying and seems like a pretty decent card. Anyone with experience with this card?
Back to the garden I go!
Congratulations!
If you really are going back to the garden, there are new items to place in your signature when you haven't quite made it to a spade. The sappling and anti-itch medication. Hopefully you won't need the anti-itch given that you reached a new CL level. I've always found that taking new steps in my credit journey reduce the urge.
@SnackTrader wrote:
@TeeandDee wrote:Well, I creeped out of the garden to give it a shot....to my surprise I was approved for a CL of $3,000!!! My Highest CL on a prime card yet!!! Yes!!
I did some research on this card on here before applying and seems like a pretty decent card. Anyone with experience with this card?
Back to the garden I go!
Congratulations!
If you really are going back to the garden, there are new items to place in your signature when you haven't quite made it to a spade. The sappling and anti-itch medication. Hopefully you won't need the anti-itch given that you reached a new CL level. I've always found that taking new steps in my credit journey reduce the urge.
Yes, I've learned the hard way not to over app! LOL!! Last winter I went on a crazy app spree and came out with some great cards but boy oh boy did my FICO scores tank for a while after the smoke cleared! The inquires forced me into the garden. I took a risk as it is with apping for the Amazon Visa...so I don't wanna push my luck. My Scores are finally recovering, so I want it to stay that way. I know I'll take a ding for the new inquiry and new account, but my UTL is way down and I'm hoping the new CL will help buffer the ding of this new account. And I think you're right...reaching my first CL of $3,000 willl reduce the urge to over app because I've come so far and I don't want to screw it up! I definately understand the importance of gardening now!