Chase Approval and NFCU 24 hour review.

amclaughlin42 · ‎08-12-2021

I was so much more confident for NFCU even though I haven't been a member long. I did meet some other datapoints with NFCU, checking with direct deposit secured, money in savings, use them as my primary bank even though I have been with chase for 4 years. I am hoping for Approval and impatiently waiting! I made a snap decision to apply for chase first as it was my 5/24 so glad I did! CFU $3500 credit limit right out the door.

I did have one credit card waiting to report, but my utilization overall was 25%.
FICO 8 684 and 674 that chase probably pulled
FICO 9 is a bit lower at 639

Chase has been a goal card for 5 years now and I got my foot in the door!

Cards: CreditOne AMEX - $600, Cap1 QS - $500, Avant-$300, Cap1 WM Store - $300
GOAL - Chase FU - Goal Score 725
07/2021 - Experian 675 Equifax 673 Transunion 688
07/2019 - Experian 623 - Equifax 628 - Transunion 622
04/2019 - Experian 597 - Equifax 610 - Transunion 619
01/2017 - Experian 479 - Equifax 457 - Transunion 461
04/2017 - Experian 502 - Equifax 473 - Transunion 476

quikj9 · ‎08-12-2021

Congrats on your CFU approval! $3500 out the gate isn't bad at all for a SL from a conservative lender.

Total80sKid · ‎08-12-2021

Congrats on your Chase FU approval 👍🏼🥳

coreyb80 · ‎08-13-2021

Congrats on the approval!

amclaughlin42 · ‎08-13-2021

Thank you both so much!

Update on NFCU, I was approved for CashRewards with a SL of $6400. While I think both of those are great! I was really hoping for $10k from NFCU. But I am still very pleased! I will be over here in the garden for a good 6 months or a year now.

I will update more data points when I recieve my approval letters

Cards: CreditOne AMEX - $600, Cap1 QS - $500, Avant-$300, Cap1 WM Store - $300
GOAL - Chase FU - Goal Score 725
07/2021 - Experian 675 Equifax 673 Transunion 688
07/2019 - Experian 623 - Equifax 628 - Transunion 622
04/2019 - Experian 597 - Equifax 610 - Transunion 619
01/2017 - Experian 479 - Equifax 457 - Transunion 461
04/2017 - Experian 502 - Equifax 473 - Transunion 476

CreditAggie · ‎08-13-2021

Congratulations on your CFU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎08-13-2021

It is always great to hear good news. I am glad that Chase approved you.

Thank you for the post.

Mark

TSlop · ‎08-13-2021

Congrats on your approval!

CreditAggie · ‎08-13-2021

@amclaughlin42 wrote:
Thank you both so much!

Update on NFCU, I was approved for CashRewards with a SL of $6400. While I think both of those are great! I was really hoping for $10k from NFCU. But I am still very pleased! I will be over here in the garden for a good 6 months or a year now.

I will update more data points when I recieve my approval letters

Congratulations on your NFCU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Elpadrino1 · ‎08-13-2021

Congratulations on your approvals!!