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Chase Auto CLI

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BuildingBetterCredit2020
New Contributor

Chase Auto CLI

So I've been putting a fair bit of spend through my CFU that I picked up in August of last year. I've been hoping to get an auto increase on that since they started me with almost a toy limit of $5600. So far, nothing. Smiley Sad On the other hand, I've had my CSP since 2020 and they started me at $9900. I've put in a fair bit of spend through that since then. So far, I got an auto-CLI on that card this past Jan which bumped me up to $14,900. I slowed the spend a little since then since I already got the SUB. I just got an email this afternoon for another auto-CLI on this card up to $25,200. Additionally, last month I picked up the United Explorer card and out of the gate they gave me $15K. While I'm pretty happy with how they've treated me, I don't know what I have to do to get the CFU to auto-CLI. Maybe they want me to shift my limits around. 



Sept 2023

9 REPLIES 9
KingRue8500
Senior Contributor

Re: Chase Auto CLI

Congrats on your Chase Sapphire Preferred Auto CLI




Message 2 of 10
ZackAttack
Established Contributor

Re: Chase Auto CLI

That definitely seems like a nice auto CLIs. I only wish they did that with my freedom flex card. I barely gotten into Chase's credit because I had no clue about the 5/24 and 1-yr length of credit needed. But when I was open I gotten the Visa Student card. I was a bit bummed that they only given 1k CL on the card but eh. According to the terms of the card, since I did 6 PIF payments in the beginning of the card they had to do a SP which only gave me 200 CLI ... wish whop. To this day I wish they given me another CLI without taking a hard pull.

 

Based on the Chase Amazon pull on Aug 7, it seems like Chase is willing to give a decent credit line (10k on card) and the APR was only 0.75-1% APR off from the lowest APR given. It tells me that it seems like Chase likes my profile based on that APR. I wish they had given more than 10k on the card so I can transfer it to the flex card. :eyes:    oh well.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 3 of 10
nytokyobred79
Valued Contributor

Re: Chase Auto CLI

@BuildingBetterCredit2020 Congrats on your CSP auto-love. I need to put a bit more spend on my card bc I haven't gotten anything from Chase since getting my CSR in January. Granted, most of my spend goes to my AMEX cards so there's that. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 10
Mdowning30
Established Contributor

Re: Chase Auto CLI

I wouldnt call $5600 a toy limit especially for the CFU. I was approved at the minimum SL $500. Congrats on the CLI.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 5 of 10
SDMarik
Established Contributor

Re: Chase Auto CLI

Grats on the CSP limit increase!



"When prosperity comes, do not use all of it"
Message 6 of 10
CreditAggie
Community Leader
Super Contributor

Re: Chase Auto CLI

Congratulations on your Chase auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 10
babygirl1256
Senior Contributor

Re: Chase Auto CLI

Congrats on your Chase auto-CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 10
cashorcharge
Community Leader
Super Contributor

Re: Chase Auto CLI

WooHoo!  Congratulations on your Chase CLI approval!! 🎉🍾🥂

Message 9 of 10
Lou-natic
Established Contributor

Re: Chase Auto CLI

Congrats on getting a auto-CLI from Chase honestly!




3/3/24
Message 10 of 10
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