After going back and forth on whether I should increase my credit limit on my Chase Freedom Unlimited card or apply for a new card, I decided to just go for the credit limit increase on my Chase card.
They increased my limit way more than I had even hoped for - from $1,500 to $6,500. I thought the most I could really expect was for them to double it and go to $3k - maybe if I was lucky, they would just triple it and go to $4,500. I read a lot about how Chase doesn't like to be the first one to give you a limit of over $5k, but... I think they like me. 
Last time I checked my credit scores, they were 701 EQ, 699 TU, and 696 EX. I know they hard-pulled TU for this increase. I'm not sure yet if they hit EX as well - I think they double pulled me on TU and EX when I originally applied in November 2016. Guess we'll see.
Overall, I'm pretty happy with this.
Congratulations on getting a CLI from Chase. WHOA a 4x CLI that is OUTSTANDING especially from Chase. I afree with other poster that Chase can and usually a tough nut to crack.
Congrats! Yup they like you. I was in a similar situation about two years ago. My Freedom started at $3500. Scores in your ballpark. Actually lower EQ and TU. Just to give you a perspective of someone who opt for the CC. I double apped for the AARP and Disney Premier. Ended up with single pulls on EQ and EX. $10k on AARP and $15k on the Disney.
I put $300 in spend bonuses in my pocket and added $25k in credit.
Yeah you take a small hit on you AAoA. But it recovers quickly. That is why some suggest another Chase CC over the same pulls for a CLI. I closed the Disney moved the limits elsewhere.
I put $300 in spend bonuses in my pocket and added $25k in credit.
Yeah you take a small hit on you AAoA. But it recovers quickly. That is why some suggest another Chase CC over the same pulls for a CLI. I closed the Disney moved the limits elsewhere.
Congrats
@Casper476 wrote:They increased my limit way more than I had even hoped for - from $1,500 to $6,500.
Congrats!
This gives me hope.. Chase started me with a toy SL of $500 due to some old forgotten invisible baddie (CO). Perhaps after a year of being good they'll grant me this 4X.
Merrick Bank Visa $1500 | Citi BestBuy Visa $5300 | Chase Freedom $500 | Amex BCE $2000
FICO8: EQ 12/17: 721 | 1/18: 706 || . TU 12/17: 742 | 1/18: 745 . || EX 12/17: 736 | 1/18: 736
Starting Score: Fico 8: EQ 721 TU 742 EX 736
@Anonymous wrote:Congrats on your CLI!
Banks don't like anyone. Today Chase can give you a CLI and tomorrow they could close your accounts, just because.
True... Perhaps the better way to phrase that would be "Chase sees value in me as a customer at this time."
@Casper476 wrote:
@Anonymous wrote:Congrats on your CLI!
Banks don't like anyone. Today Chase can give you a CLI and tomorrow they could close your accounts, just because.
True... Perhaps the better way to phrase that would be "Chase sees value in me as a customer at this time."
Exactly...