Chase CLIs....

[ryanbush]

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@afbar1114 wrote:

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@MrShush wrote:

The only auto I got from Chase was on the JPM Select. I made a few big purchases and a couple of big payments subsequently. I don't even think it was 6 months old (the card I mean) and went from 7K to 18K unrequested. Means very little because it is a hidden trade line, but if I wanted to reallocate CLs later, it would be helpful.

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What do you mean by hidden credit line?

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The JPM Select card doesn't report to the CRAs...  so if you're a big spender it doesn't hurt your utilization, on the other hard it doesn't help your utilization if you have no balance 

[afbar1114]

They don't offer that card anymore. But I am hoping since I bank and invest with chase it will helpme for bigger limits in six months

[drkaje]

FWIW, Chase Freedom will be the first casuality when I start closing cards in two years.

[ryanbush]

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@afbar1114 wrote:

They don't offer that card anymore. But I am hoping since I bank and invest with chase it will helpme for bigger limits in six months

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Actually they do, you just can't app online.... something about fraud, so now you have to app in person.

[rudy0720]

Chase rarely does auto CLI

[09Lexie]

Chase Freedom/CSP has been on my 'Wish List' for my fall  round of apping.  I just don't know if I want to deal with a low limit to start- it kinda seems hit or miss with them. 

[Express]

I had a Chase Freedom and a Chase Slate and wanted to get a CLI on both. I was told from chase that it would be a HP for each card so I combined  the Slate with the Freedom card and got a $9,000,00 CLI also

[ObeyJohnny12]

Chase is stubborn in handing out cli's. I think i read here that you are more likely approved for a new chase card with a high CL than requesting a cli on a card you already have. Still, I would like to get my Freedom and CSP to 10k each. 

[youngandcreditwrthy]

I'm prob going to wait at least a year or two to request a cli on my Freedom lol.. No auto cli at 6 months for me :-(

[noobody]

if i were you, i would NEVER request CLI from chase, just apply new card with sign up bonus, since i would get a hard pull anyway.

cancel when annual fee is up and move credit line to exiting account.

problem solved!