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Chase CLIs....

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Open123
Super Contributor

Re: Chase CLIs....


@noobody wrote:

if i were you, i would NEVER request CLI from chase, just apply new card with sign up bonus, since i would get a hard pull anyway.

cancel when annaul fee is up and move credit line to exiting account.

 

problem solved!


Exactly!

Message 21 of 27
afbar1114
Valued Contributor

Re: Chase CLIs....

So lets say in six months I want a cli should I try for slate and just combine it with freedom if approved?
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 22 of 27
2011beginnings
Frequent Contributor

Re: Chase CLIs....

Last month, I got a Chase Sapphire ($5000). A week later, I got the Chase Sapphire Preferred ($5000). I plan to product chase the regular Sapphire to a Freedom or combine the limits.

Side note: I thought I had app'd for the Preferred initially but then found out I hadn't so I got preferred.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 23 of 27
modernsurrender
Established Contributor

Re: Chase CLIs....

Has anyone had success combining limits to increase the limit on their SouthWest card?  Mine is coming up on it's one year anniversary and I'm trying to consider my options... I'm almost inclined to just let it sit at it's $3000 limit without pushing my luck since it's my second highest card (behind a store card for $3500) but I wonder if I should try for an increase or just try for a new card and then ask to combine the limits onto the SW card later since it's my favorite lol

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 24 of 27
cd2004
Regular Contributor

Re: Chase CLIs....

My chase freedom hit 6 month in February but they only gave me a $200 auto CLI. I will wait until the year mark and either request a CLI or just apply for a new Chase card like suggested.

Current 3B scores May 2022: EQ: 806 TU: 798 EX: 797
Message 25 of 27
LS2982
Mega Contributor

Re: Chase CLIs....

Afbar I would wait until all accounts have hit the yearmark before asking for CLI's.




EQ FICO 548 3/3/16
Message 26 of 27
NewYorkGuy
Established Member

Re: Chase CLIs....

Chase gave me more than 2 x auto-CLI on my Freedom card at 6 months taking the limit from $2200 to $5000. They've been very good to me. I also have a checking and savings account with them. I consider them my primary bank.

Message 27 of 27
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