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Chase CSP APPROVED + APP SPREE

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alextercero
Super Contributor

Re: Chase CSP APPROVED + APP PREE

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 11 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP PREE


@Anonymous wrote:

Alright. I pulled the trigger on my App Spree...no sense in waiting any longer my scores were max.

 

Chase CSP - Approved $5000 SL

Chase FU - Pending 7-10

Cap1 Venture - Approved $15,000 SL

AMEX PRG - Approved $NPSL

AMEX BCP - Approved $2,000 SL

Discover it - Approved $6,500 SL

 

Soft Pull Approvals (yes they were soft pulled...have double/triple checked my EQ today)

 

Sportsman Guide Visa - $3,500 SL ---was two weeks ago

RediCard+ Visa = $3,500 SL

Total Rewards = $1,000 SL

 

 

 

Total: $36,500.00 (App Spree) - Total Credit Lines = $59,750.00



Congrats Smiley Happy , anyways, Did you check your EXP and TU yet? Chase usually pull on exp amd tu for credit card app ( double pulls on those ) I have 4 chase cards and they pulled me on exp and tu always, so.... 

Message 12 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP SPREE

Yes...have unlimited access to all 3 bureaus...here's how the inquiries broke out. Actually really suprised by this.

 

Amex - Experian Pull (1)

 

Chase - Experian Pull & EQUIFAX! was expecting TU...but good to know, could use TU on recon if necessary on the Freedom Unlimited or Higher SL on Sapphire

 

CapOne - Equifax & TransUnion (experian was on ice after the Amex/Chase apps)

 

Discover - Equifax

 

(Still nothing from Comenity (fingers crossed)

 

Here are the counts for inquiries in the last 12mths/24mths

 

Last 12months EX: 2 | EQ: 3 | TU: 2

 

Last 24months EX: 2 | EQ: 5 | TU: 3

 

 

Message 13 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP SPREE

Very nice, congrats on the approvals !!

Message 14 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP SPREE

Thanks! ...waiting on that Chase Freedom Unlimited.  If it goes through with out recon, I'm thinking I'll call in when I get CSP and ask for $15K see if they will counter with a TU HP and $10K??? Thoughts anyone?

Message 15 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP PREE


@Anonymous wrote:

congrats and good luck on the CFU! I had to split my CSP limit to get them to let me open it at the same time, but no worries as I know they will both grow quickly.



Did you call in for a recon on the CFU or did you wait for the letter?

Message 16 of 23
elim
Senior Contributor

Re: Chase CSP APPROVED + APP PREE

9 card spree?    pretty crazy / to many for me

 

congrats

Message 17 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP SPREE

@elim   Probably right, but I don't plan on apping for anything for a while, and figured get it now and let all the accounts & inquiries age together. My file is not necessarily "thin" but the trade line(s) count will help more than hurt. My AAoA will be in the dirt for a while tho... I have 2 tax liens that will be coming off which will help my overall score(s) and compensate for the new accounts.

Message 18 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP SPREE

@Chynnac Haven't decided yet, I'm trying to let it be for a couple of days and see if it is approved by Thursday/Friday, if not then I'll call in and try to recon the FU...I'd rather use a recon and HP pull on TU to increase the SL on the CSP...don't think that I could do both but I'm open to suggestions???

Message 19 of 23
Anonymous
Not applicable

Re: Chase CSP APPROVED + APP PREE


@Anonymous wrote:

@Anonymous wrote:

congrats and good luck on the CFU! I had to split my CSP limit to get them to let me open it at the same time, but no worries as I know they will both grow quickly.



Did you call in for a recon on the CFU or did you wait for the letter?


I applied for both within about 30 seconds, but they lost the FU app, which I didn't find out until the CSP was approved. I stupidly applied again and immediately called to have the app pushed through which was rejected on that first call. Called back the next day and that 2nd call netted the FU being opened at the cost of hacking the CSP's limit down to compensate.

Message 20 of 23
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