Chase CSR Approval (Branch Pre-Approval and over 5... - myFICO® Forums

sjt · ‎09-23-2018

A few weeks ago I saw my first Green Checkmark offer for the CSP. That prompted me to go to a branch and see if there were any branch pre approvals. I was pre-approved for all the card products except the co-branded ones. I told the banker I was over 5/24 until mid October. She suggested I wait until October 1st, which I agreed. On Saturday I passed by a Chase branch and decided to see if I still had those offers and bite the bullet. BAM! Approved with a $32,700 C/L and 17.74 APR. This is by far my highest CL. Most of my CLwere 7-10K and the $20K Venture CL.

Data Points:

* 6/24 with two accounts opened within the past 6 months. I closed one of those accounts and they are suppose to delete it off my CR (long story).

* FICO 8: EX - 748; EQ - 762; TU - 788

* Less then 1% utilization

* Income: $130K

* Have Chase Freedom U for a little over a year ($9K CL)

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

CreditCuriosity · ‎09-23-2018

Congrats.. Very nice limit and I believe the best APR as well.. Enjoy the card it is certainly a keeper although i am temporarily downgraded just to a CS from CSR atm, but will re-up it next year to the CSR after I get all these nightmare bills of buying a new house and many other very expensive things behind me .