I was trying to be in Garden from few days after getting 10+ HPs & refusals in last 30 days from various places.
I am new to US & got discover secured & C1 Plati as first two cards & first two apps. After that, wanted to get more credit card for usable limits, applied here & there, but got refused from everywhere. Found about Amazon Credit Builder card Unsecured & Secured; applied & of couse got refused. In between somewheer I also had applied for Chase Card.
From this forum found about the Bank Reconsideration Lines; got Chase's recon line; called & explained her why I need it?
She said she understands & she will go check things. Asked me if I want Paypal card OR Amazon Card Or card from Chase direct (All of these were on my report as HPs). She verified my details again, asked questions about household income & asked me to hold & few minutes later said the Magic Words $1000 Chase Freedom UL is approved. Well spend 57 minutes on phone on my off-day.
davchana does that feel good! Recon and patience sure paid off. You now have something to work with ... keep up the great work!