I was trying to be in Garden from few days after getting 10+ HPs & refusals in last 30 days from various places.
I am new to US & got discover secured & C1 Plati as first two cards & first two apps. After that, wanted to get more credit card for usable limits, applied here & there, but got refused from everywhere. Found about Amazon Credit Builder card Unsecured & Secured; applied & of couse got refused. In between somewheer I also had applied for Chase Card.
From this forum found about the Bank Reconsideration Lines; got Chase's recon line; called & explained her why I need it?
She said she understands & she will go check things. Asked me if I want Paypal card OR Amazon Card Or card from Chase direct (All of these were on my report as HPs). She verified my details again, asked questions about household income & asked me to hold & few minutes later said the Magic Words $1000 Chase Freedom UL is approved. Well spend 57 minutes on phone on my off-day.
davchana does that feel good! Recon and patience sure paid off. You now have something to work with ... keep up the great work!
Yes, thanks, this was the last app Now just going to wait for next 7-8 months.