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Chase Disney Approved!!

bman98
Regular Contributor

Chase Disney Approved!!

Finally! I have been trying to add Lord Vader to my wallet for the past 6 months. I applied on 5/18 and got the 30 day message. The waiting game began. Been calling robo-lady every day since and was thrilled when she finally said "you've been approved" today. Now the bad news...Only got a $500 SL. Ouch. There goes my hope of financing my next Disney trip. I hear Chase is not very lenient with CLI so I guess there isn't much I can do about it. I am still very happy to finally get an approval from Chase. Any tips or recommendations on dealing with them would be appreciated. Thanks!

12/28/15 - 583EQ | 586TU | 609EX
1/28/16 - 594EQ | 620TU | 630 EX
3/6/16 635EQ | 655TU | 651 EX
Message 1 of 11
10 REPLIES 10
MrPTato
Senior Contributor

Re: Chase Disney Approved!!

Congrats on the approval. Sounds boardline to me. Use properly for the next 6-12 months and try for a CLI next year. Still good perks when in the park.

Message 2 of 11
CountryLivin
Valued Contributor

Re: Chase Disney Approved!!

Congratulations! Smiley Happy

Message 3 of 11
TA8088
Valued Contributor

Re: Chase Disney Approved!!

Congrats on the approval. 500 is probably a borderline approval but if it's your first card with them you've at least got your foot in the door. So use it heavily pay it off and build the relationship with them and you might see some auto luv down the road. If not when your score pick up go for another co-branded card down the road with them and move some of the limit over. 

Message 4 of 11
finallyfixingit
Regular Contributor

Re: Chase Disney Approved!!

Congratulations on your aproval. I was denied last week for having too many new credit cards.  

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 5 of 11
alextercero
Super Contributor

Re: Chase Disney Approved!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8: (June 2022)

Credit Age:

Inquiries:

Message 6 of 11
jrenae4
Frequent Contributor

Re: Chase Disney Approved!!

Congrats! I got approved in 2013 for the same limit...and it's still there. But that's before I learned about utilization, etc. I'm about to call them and see if there's any Disney magic they can sprinkle on my card without a HP. 


FICO 8 August 2016 TU: 720/ EQ: 697/ EX: 705 Gardening Until 2017
Message 7 of 11
RonM21
Valued Contributor

Re: Chase Disney Approved!!

Congrats!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 11
Musiclover
Super Contributor

Re: Chase Disney Approved!!


@MrPTato wrote:

Congrats on the approval. Sounds boardline to me. Use properly for the next 6-12 months and try for a CLI next year. Still good perks when in the park.


+1


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 11
Loquat
Moderator Emeritus

Re: Chase Disney Approved!!

Congrats on your Chase Disney approval!

Message 10 of 11
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