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Chase Disney Approved

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stancil70
Contributor

Chase Disney Approved

Planning a Disney Vacation for 2019 and figured I'd go ahead and app for the Disney Card .. instant approval for $15k.  Also have a Chase Amazon with 10k limit, a Freedom with 500.00 limit and IHG with 500.00 limit.  The Freedom and IHG I have had for a while and moved their original credit lines over to the Amazon Visa when I first opened it ... have been waiting for SP CLI because I don't want the hit for a HP CLI I will probably cancel the Freedom and keep the IHG because of the free night ... not sure that's worth the $49 annual fee, though.  

 

Data Points:  5 inquiries in the past 2 years, 1 in the past 12 months (Experian & Equifax - both were pulled).  Experian Score 789, Equifax 816.  500k in credit lines with less than 1% utilization.  

My Wallet: Chase Freedom Unlimited 2k; Chase Amazon Prime 30k; Chase IHG 500; Chase Disney 15k; Chase Mariott Bonvoy 23.7k; Barclays Carnival 11.1k; Barclay Rewards 1.9k; Cap 1 Savor 15k, Cap 1 Walmart 10k; Cap 1 QS 6.7k; Cap 1 Pottery Barn 18.2k; Discover It 12k; Citi Rewards 14.7k; Citi DC 14k; Citi Simplicity 16.8k; Citi Custom Cash 3k; Amex Goldno pre-set limit; Amex BCE 5.1k; Amex Hilton 40k; Amex Magnet 5.5k; Amex Macys 19.7k; Amex Delta 20k; BOA Cash Rewards 75k; BOA Travel Rewards 15.2k; Wells Fargo Active Cash 22k; Best Buy Visa 3.3; BP Visa 4k; Target MC 4k; Kohls 3k; Nordstrom 1k; Apple MC 15k; Penfed Power Cash 8.8k; Penfed Platinum 10k; Various Comenity MC/Visa 72.6k/ Various Synchrony MC/Visa 83.5k. Total Credit Lines: $597,150k, utilization less than 1%. FICO scores 775 - 800; Annual Income $250k
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Chase Disney Approved

Congrats on your Disney approval! Nice SL as well. Enjoy your Disney trip next year Smiley Happy

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Message 2 of 6
Cred4All
Valued Contributor

Re: Chase Disney Approved

Will be there this Xmas just to test my patience!  Congrats on the approval, great SL, and solid scores.


Message 3 of 6
xaximus
Valued Contributor

Re: Chase Disney Approved

Congrats on the approval and great SL. I would add that the Freedom does have the 5% categories so it may be better then the IHG, but one free night does sound good. Why not just hold onto both of them? If CB isn't a concern, then closing the Freedom is understandable.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 6
Anonymous
Not applicable

Re: Chase Disney Approved

Congrats! s70 on a very nice approval. And thank you for the DPs.

Message 5 of 6
19eighty5
Senior Contributor

Re: Chase Disney Approved

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 6
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