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Chase Disney Approved

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Chase Disney Approved

Planning a Disney Vacation for 2019 and figured I'd go ahead and app for the Disney Card .. instant approval for $15k.  Also have a Chase Amazon with 10k limit, a Freedom with 500.00 limit and IHG with 500.00 limit.  The Freedom and IHG I have had for a while and moved their original credit lines over to the Amazon Visa when I first opened it ... have been waiting for SP CLI because I don't want the hit for a HP CLI I will probably cancel the Freedom and keep the IHG because of the free night ... not sure that's worth the $49 annual fee, though.  

 

Data Points:  5 inquiries in the past 2 years, 1 in the past 12 months (Experian & Equifax - both were pulled).  Experian Score 789, Equifax 816.  500k in credit lines with less than 1% utilization.  

My Wallet: BOA Cash Rewards 72.3k/BOA Travel Rewards $15.2k/Chase Disney $15k/Chase Amazon $10k/Chase Freedom $2k/Carnival MC 7k/Cap 1 QS $6.7k/Savor $15k/Discover It $11k/Citi Rewards $14.7k/Citi DC $14k/AmEx Hilton $20k/AmEx Blue Cash $10k/AmEx Magnet $6k/Pottery Barn $50k/Macy's $15k/Target $3k/ Various Comenity MC/Visa $175k/ Various Synchrony MC/Visa $150k. Total Credit Lines: $588,500, utilization less than 1%. FICO scores 775 - 800
Message 1 of 6
5 REPLIES 5
Frequent Contributor

Re: Chase Disney Approved

Congrats on your Disney approval! Nice SL as well. Enjoy your Disney trip next year Smiley Happy

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4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 2 of 6
Valued Contributor

Re: Chase Disney Approved

Will be there this Xmas just to test my patience!  Congrats on the approval, great SL, and solid scores.



Message 3 of 6
Valued Contributor

Re: Chase Disney Approved

Congrats on the approval and great SL. I would add that the Freedom does have the 5% categories so it may be better then the IHG, but one free night does sound good. Why not just hold onto both of them? If CB isn't a concern, then closing the Freedom is understandable.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 4 of 6
Valued Contributor

Re: Chase Disney Approved

Congrats! s70 on a very nice approval. And thank you for the DPs.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (9/12/2019): FICO 08 EXP: 737; TU: 741; EQ: 752
2019 Goal Score: 800 across the board


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Message 5 of 6
Senior Contributor

Re: Chase Disney Approved

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 6 of 6
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