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Chase FU... APPROVED with $300 bonus!

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Anonymous
Not applicable

Chase FU... APPROVED with $300 bonus!

Applied in-branch last Friday, logged in online this morning and it's right there Smiley Happy

 

$500 CL, 23.49% APR (0% for 15 months).

 

Note that my only other credit account is my secured Disco at 6 months old, so I'm content with the SL.

 

I couldn't find information about either the bonus or the promo APR though when I login. Is that normal? Will I have to wait for the welcome packet and/or first statement?

 

Also, should I call to expedite?

 

Thanks all! This forum's advice has really helped me out! Just look at my siggy Smiley Happy

Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: Chase FU... APPROVED with $300 bonus!

Way to go...Congrats on your approval!! Not sure if you should call to expedite but definitely call if you have any questions....Smiley Happy

Message 2 of 24
bourgogne
Valued Contributor

Re: Chase FU... APPROVED with $300 bonus!


@Anonymous wrote:

Applied in-branch last Friday, logged in online this morning and it's right there Smiley Happy

 

$500 CL, 23.49% APR (0% for 15 months).

 

Note that my only other credit account is my secured Disco at 6 months old, so I'm content with the SL.

 

I couldn't find information about either the bonus or the promo APR though when I login. Is that normal? Will I have to wait for the welcome packet and/or first statement?

 

Also, should I call to expedite?

 

Thanks all! This forum's advice has really helped me out! Just look at my siggy Smiley Happy


congrats and I would not expedite.  I dont know the back story, you scores look good, why the low sl are you young?  your next move imo should be a nfcu or cap1 card, in general much better limits

 

Message 3 of 24
wilmer007
Contributor

Re: Chase FU... APPROVED with $300 bonus!

congrats man. use it wisely and if you build up a good relationship with chase your CP can start to look like mine (if not better). my rebuilding CP is just 9 months so you can do it. having a chase bank account also helps build up your relationship with them aswell.


*****|$15,200|********|$13,500|***********|$5,000|*********|$25,000|***********|$500|
Highest Scores: Transunion 08: 821 | Equifax VantageScore 3.0: 780 | Experian 08: 804 | gardening until May 2018 or longer.
Message 4 of 24
Anonymous
Not applicable

Re: Chase FU... APPROVED with $300 bonus!


@Anonymous wrote:

Applied in-branch last Friday, logged in online this morning and it's right there Smiley Happy

 

$500 CL, 23.49% APR (0% for 15 months).

 

Note that my only other credit account is my secured Disco at 6 months old, so I'm content with the SL.

 

I couldn't find information about either the bonus or the promo APR though when I login. Is that normal? Will I have to wait for the welcome packet and/or first statement?

 

Also, should I call to expedite?

 

Thanks all! This forum's advice has really helped me out! Just look at my siggy Smiley Happy


Nice job. Treat it well!

Message 5 of 24
Anonymous
Not applicable

Re: Chase FU... APPROVED with $300 bonus!


@bourgogne wrote:
congrats and I would not expedite.  I dont know the back story, you scores look good, why the low sl are you young?  your next move imo should be a nfcu or cap1 card, in general much better limits

 Yup I'm under 21 still and I've two years before I'll see a full-time income. I'm just trying to establish some accounts to get my length of history up far, far in advance of a need for a mortgage, etc. I might do Cap1 for the QSR but I've promised to garden now. Especially since my AAoA has just dropped from 6 months to 3.

Message 6 of 24
bourgogne
Valued Contributor

Re: Chase FU... APPROVED with $300 bonus!


@Anonymous wrote:

@bourgogne wrote:
congrats and I would not expedite.  I dont know the back story, you scores look good, why the low sl are you young?  your next move imo should be a nfcu or cap1 card, in general much better limits

 Yup I'm under 21 still and I've two years before I'll see a full-time income. I'm just trying to establish some accounts to get my length of history up far, far in advance of a need for a mortgage, etc. I might do Cap1 for the QSR but I've promised to garden now. Especially since my AAoA has just dropped from 6 months to 3.


thought so.  good for you, your on your way.  chase can be like penfed, all your ducks have to be in order to get a decent line.  myself I am getting a csp later this year to bonus and feed my other cards with low cls from them.  sometimes going around the long way for a solution is the only way about it.   only charge what you can cover with cash.  use the cards for a transaction not as a revolver.  you have heard it before so hear it again - never ever be late and never pay interest.  be well and congrats again

Message 7 of 24
Anonymous
Not applicable

Re: Chase FU... APPROVED with $300 bonus!


@wilmer007 wrote:

congrats man. use it wisely and if you build up a good relationship with chase your CP can start to look like mine (if not better). my rebuilding CP is just 7 months so you can do it. having a chase bank account also helps build up your relationship with them aswell.


CP? And yup I've had checking with them for 6 months. That CSR is pretty... It'll be a while for me until I get serious about any premium cards though. Once I'm out of school, at least. Smiley Wink

Message 8 of 24
Anonymous
Not applicable

Re: Chase FU... APPROVED with $300 bonus!


@bourgogne wrote:

@Anonymous wrote:

@bourgogne wrote:
congrats and I would not expedite.  I dont know the back story, you scores look good, why the low sl are you young?  your next move imo should be a nfcu or cap1 card, in general much better limits

 Yup I'm under 21 still and I've two years before I'll see a full-time income. I'm just trying to establish some accounts to get my length of history up far, far in advance of a need for a mortgage, etc. I might do Cap1 for the QSR but I've promised to garden now. Especially since my AAoA has just dropped from 6 months to 3.


thought so.  good for you, your on your way.  chase can be like penfed, all your ducks have to be in order to get a decent line.  myself I am getting a csp later this year to bonus and feed my other cards with low cls from them.  sometimes going around the long way for a solution is the only way about it.   only charge what you can cover with cash.  use the cards for a transaction not as a revolver.  you have heard it before so hear it again - never ever be late and never pay interest.  be well and congrats again


Thanks Smiley Happy And I'm pretty sure all my ducks are in order... as far as I can tell anyway! Maybe I'll get an auto-cli at some point. If not, I'll have to suffer an HP at some point. Charging no more than I can pay at the end of the month is my exact plan, and I've been following it with Disco for six months now. Haven't paid a penny of interest I'm just reaping the bonuses Smiley Very Happy

Message 9 of 24
bourgogne
Valued Contributor

Re: Chase FU... APPROVED with $300 bonus!


@Anonymous wrote:

@wilmer007 wrote:

congrats man. use it wisely and if you build up a good relationship with chase your CP can start to look like mine (if not better). my rebuilding CP is just 7 months so you can do it. having a chase bank account also helps build up your relationship with them aswell.


CP? And yup I've had checking with them for 6 months. That CSR is pretty... It'll be a while for me until I get serious about any premium cards though. Once I'm out of school, at least. Smiley Wink


might be credit profile, just a guess.  good call, forget that card and other chase stuff for now.  beside cap1 and nfcu you might want to check out boa, they have decent starters and can grow into monsters.  as soon as you see a prequal for cap1 you can get it and then focus all your spend towards it.  max and pif over and over and it will get huge.  sorry for the post drift

Message 10 of 24
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