cancel
Showing results for 
Search instead for 
Did you mean: 

Chase FU approval & my attempt to trigger auto CLI on IHG

Highlighted
Regular Contributor

Chase FU approval & my attempt to trigger auto CLI on IHG

The last cc I applied for was the IHG select card in Apr 2018 before the end of the capped free night. App was denied due to a 9yr old bk on file, but I was able to recon and get the card with 2k SL. Never got any CLI despite decent usage. I got an upgrade offer in Oct 2019 to the premiere version. I took the upgrade and tried to see if I could trigger an auto CLI, thinking that the product change would somehow be seen in the system as a new card. It seemed like Chase sometimes gives auto increases to accounts around the 4-6mo mark.

Since the pc, I've used the crap out of the card, about 80% usuage each month.

So far, it's not working! Smiley LOL

 

Yesterday I applied for the Freedom Unlimited card. Got the generic "we'll let you know" message. HP on EX (fico 8 is 824). Tried to check app status online but it said that I didn't have any application activity so I called the status and heard the 30day message. This morning I called the fraud/verification number and the rep just verified that I applied and texted me a code. He said the application now is just pending and I should know within 3-5 days. Later in the day, I saw the new account online. SL $24,100. So this is a win! Back to gardening.

16 REPLIES 16
Highlighted
Super Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations on your approval!
Message 2 of 17
Highlighted
Frequent Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Wow big SL! Weird number though. Congrats!


Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Sep 7, 2020) EQ ?, TU 737 , EX 760
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge


AoOA 17 years, 10 months, AAoA 6 years, 5 months







Message 3 of 17
Highlighted
Epic Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!

Message 4 of 17
Highlighted
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congrats on your CFU!




  |  
Message 5 of 17
Highlighted
Established Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Woah, that is a great SL!!! Congrats on picking up the CFU! Smiley Happy


FICO 8 10/20: EX 747 EQ 746 TU 732
"Friends don't let friends earn 1% cash back."
Message 6 of 17
Highlighted
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!!!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 7 of 17
Highlighted
Regular Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Wow! Congrats on the whopping $24K CL! Also good job on that recon!




Message 8 of 17
Highlighted
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG


@marmaladepie wrote:

... SL $24,100. So this is a win


Nope. This is a BIG win -- Congratulations! Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (09/16/2020): FICO 08 EXP: 747; TU: 758; EQ: 775
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 17
Highlighted
Senior Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.