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Chase FU approval & my attempt to trigger auto CLI on IHG

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marmaladepie
Regular Contributor

Chase FU approval & my attempt to trigger auto CLI on IHG

The last cc I applied for was the IHG select card in Apr 2018 before the end of the capped free night. App was denied due to a 9yr old bk on file, but I was able to recon and get the card with 2k SL. Never got any CLI despite decent usage. I got an upgrade offer in Oct 2019 to the premiere version. I took the upgrade and tried to see if I could trigger an auto CLI, thinking that the product change would somehow be seen in the system as a new card. It seemed like Chase sometimes gives auto increases to accounts around the 4-6mo mark.

Since the pc, I've used the crap out of the card, about 80% usuage each month.

So far, it's not working! Smiley LOL

 

Yesterday I applied for the Freedom Unlimited card. Got the generic "we'll let you know" message. HP on EX (fico 8 is 824). Tried to check app status online but it said that I didn't have any application activity so I called the status and heard the 30day message. This morning I called the fraud/verification number and the rep just verified that I applied and texted me a code. He said the application now is just pending and I should know within 3-5 days. Later in the day, I saw the new account online. SL $24,100. So this is a win! Back to gardening.

16 REPLIES 16
AllZero
Mega Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations on your approval!
Message 2 of 17
Anonymous
Not applicable

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Wow big SL! Weird number though. Congrats!
Message 3 of 17
M_Smart007
Legendary Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!

Message 4 of 17
MyFault
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congrats on your CFU!






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Message 5 of 17
Ficoproblems247
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Woah, that is a great SL!!! Congrats on picking up the CFU! Smiley Happy





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 6 of 17
newfossil
Valued Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 17
AnimatorProcrastinator
Regular Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Wow! Congrats on the whopping $24K CL! Also good job on that recon!


Message 8 of 17
Anonymous
Not applicable

Re: Chase FU approval & my attempt to trigger auto CLI on IHG


@marmaladepie wrote:

... SL $24,100. So this is a win


Nope. This is a BIG win -- Congratulations! Smiley Happy

Message 9 of 17
19eighty5
Senior Contributor

Re: Chase FU approval & my attempt to trigger auto CLI on IHG

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 17
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