Re: Chase Freedom (APPROVED)

Anonymous · ‎07-17-2019

I recently got lucky when I applied for my RBFCU credit card back in May and was approved for $5,000 with the recent 3 credit I was approved for back in January 2019 and 2 in February 2019. I was done at this point and was aiming for the Chase Freedom in December, I decided to apply last night and was denied so I waited till the next day to call their recon line. The young lady told me the reason for denial was too low of available credit and inquiries.

I explained my situation when she asked why so many and wanted to build a relationship with Chase. She completey understood and next thing you know she came back from being on hold for 5 minutes and congratulated me with a credit limit of $500, I didn't care too much about that because I knew in the matter of a couple months they'll most likely auto increase me. But I'm super happy!! I didn't think the process would be that smooth.

CreditRebuilder2020 · ‎07-17-2019

Congrats! Chase is my next goal card but I'm at my 5/24 because today I was approved for a BoA Cash Rewards (that I'm super pumped for!)

Very nicely done! Chase is a biggy!

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs